121 Benning Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 121 Benning Dr, Destin, FL 32541

Property Summary

Property Type	Restaurant
Details	3 bd · 2.5 ba · 1,384 sqft · built 1968
Lot Size	0.438 acres (19,097 sqft)
Owner	Company Name on File
Last Sale	$310,000 (Mar 2021)
Tax Bill	$5,256 (2025)
Deeds & Mortgages	Mar 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-4683-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-4683-1`
Alternative APN	`00-2S-22-0310-000E-3700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,384 sqft Total Area
1st Floor Area	2,768 sqft
Flooring	Concrete/Cement
Interior Walls	Paneling

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2008
Exterior Material	Wood
Roof Type	Wood Truss
Roof Material	Masonite/Cement Shake
Lot Area	19,097 sqft (0.438 acres)
Lot Width	75 ft Width
Garage Area	960 sqft
Porch	Porch
Porch Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	121 BENNING DR
City	DESTIN
State	FL
Zip	32541-2448
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	CALHOUN S/D DESTIN LOTS 370 & 371 BLK E LESS COM NE COR LOT 292 BLK B N13 DEG E 60FT TO INT W R/W BENNING DR AND N R/W MOUNTA
Legal Range	22
Legal Township	02S
Legal Subdivision	CALHOUN S/D
Legal Block	B
Legal Lot Number	370,371 371
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2002
Census Tract	23307

Owner

121 Benning Dr, a commercial property, is owned by a company that bought it in March 2021.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Company Name on File
Mailing Address	726 SPRING LAKE DR, DESTIN, FL 32541-1967
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2021 · Amount on File
Deed Sale	Mar 19, 2021 · Amount on File
Prior Sale	Sep 16, 2010
Deed Document Number	3439358
Deed Book / Page	3533 / 1936
Record Updated	Jun 8, 2026

March 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 19, 2021
Property Address	121 BENNING DR, DESTIN, FL 32541-2448
Document Number	0035331936
Book / Page	3533 / 1936
Map Reference	MB 2 PG 43-A
Instrument Date	Mar 9, 2021
Instrument	3439358
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 K ST, 115, SANTA ROSA BEACH, FL 32459-3879

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 SPRING LAKE DR, DESTIN, FL 32541-1967

Mortgage

Document Number	0035331938
Date	Mar 19, 2021
Instrument	3533/1938

Lender

Name	FNBT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 121 Benning Dr was $5,256.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,256.00	$461,914 Land $339,019 Building $122,895	$461,914 Land $339,019 Building $122,895
2023	$4,111.00 (+21.05%)	$384,492 (+36.41%) Land $319,588 Building $64,904	$384,492 (+36.41%) Land $319,588 Building $64,904
2022	$3,396.00	$281,863 Land $220,369 Building $61,494	$281,863 Land $220,369 Building $61,494

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Benning Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 121 Benning Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20