Middlesex County and Reading Town property record for 121 Belmont St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,093 sqft · built 1970 |
| Lot Size | 0.46 acres (20,025 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $467,000 (Dec 2012) |
| Tax Bill | $10,662 (2026) |
| Deeds & Mortgages | May 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:028.0-0000-0117.0 |
| Primary APN | READ M:028.0-0000-0117.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,093 sqft Living Area |
| Gross Area | 2,950 sqft |
| Basement Area | 1,378 sqft |
| Unfinished Basement | 689 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,025 sqft (0.46 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1060000000120 |
|---|---|
| Street Address | 121 BELMONT ST |
| City | READING |
| State | MA |
| Zip | 01867-1821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S20 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 334400 |
121 Belmont St is owner-occupied and held in a trust since December 2012.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 121 BELMONT ST, READING, MA 01867-1821 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2012 · Amount on File |
| Deed Sale | Dec 21, 2012 · Amount on File |
| Deed Document Number | 201228 |
| Deed Book / Page | 60798 / 203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | May 1, 2026 |
| Property Address | 121 BELMONT ST, READING, MA 01867-1821 |
| Document Number | 085542-520 |
| Book / Page | 85542 / 520 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 202649447 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 BELMONT ST, READING, MA 01867-1821 |
The 2026 property tax bill for 121 Belmont St was $10,662, up 0.9% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,662.00 (+0.92%) | $972,800 (+4.87%) Land $561,500 Building $410,800 | $1,026,227 (-7.19%) |
| 2025 | $10,565.00 (-1.22%) | $927,600 (+1.64%) Land $535,400 Building $392,200 | $1,105,705 (+29.28%) |
| 2024 | $10,696.00 (+6.26%) | $912,600 (+14.15%) Land $526,700 Building $385,900 | $855,285 |
| 2023 | $10,066.00 | $799,500 Land $461,400 Building $338,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 Belmont St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Feb 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 121 Belmont St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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