121 Bell St, Cedar Point (Swansboro), NC 28584 Property Records

Carteret County property record for 121 Bell St, Cedar Point, NC 28584

Property Summary

Property TypeGym, Health Spa
Details2 bd · 1.5 ba · 6,000 sqft · built 2022
Lot Size0.689 acres (30,013 sqft)
OwnerCompany Name on Record
Last Sale$500 (May 2021)
Tax Bill$5,116 (2025)
Deeds & MortgagesNov 2021 Mortgage
May 2021 Sale
Flood ZoneZone X (minimal risk)
APN5374.14.33.5231000

Property Details

APN / Parcel Number

Primary APN5374.14.33.5231000
Alternative APNs
  • 5374335221
  • 550081
  • 28001

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area6,000 sqft Total Area
1st Floor Area924 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleMobile/Manufactured
Exterior MaterialShingles
Construction TypeSteel Frame
Fire ResistanceWood or Wood & Steel Frame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialMetal
Lot Area30,013 sqft (0.689 acres)
Lot Dimensions174 ft deep x 105 ft wide
PorchPorch
Deck AreaDeck Area
Canopy30 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number28001
Street Address121 BELL ST
CityCEDAR POINT
StateNC
Zip28584-8033
Property CategoryCommercial
Property TypeCommercial > Retail > Gym, Health Spa
Legal DescriptionL1 E A GUTHRIE RENTALS
Legal SubdivisionJOHN S JONES
Legal Block33
Legal Lot Number1
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group3
Census Block3073
Census Tract970806

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address223 CEDAR LN, CEDAR POINT, NC 28584-0020
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2021Deed of Trust, Mortgage · Commercial Mortgage
GLACIER BANK
May 7, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 2021 · Amount on Record
Deed SaleMay 7, 2021 · Amount on Record
Deed Document Number20211721047
Deed Book / Page1721 / 47
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address121 BELL ST, CEDAR POINT, NC 28584-8033
Transaction TypeMortgage
Record UpdatedNov 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017470421
DateNov 24, 2021
Book Page1747/421
Instrument1747421
Lender
NameGLACIER BANK
TypeBank
AddressSWANSBORO, NC 28584
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term15 Months
DueFeb 23, 2023

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateMay 7, 2021
Property Address121 BELL ST, CEDAR POINT, NC 28584-8033
Document Number0017210047
Book / Page1721 / 47
Instrument DateMay 6, 2021
Instrument1721047
Transaction TypeTransfer
Record UpdatedNov 24, 2025

Transaction

AmountAmount Recorded
Tax$1.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address527 CEDAR POINT BLVD, CEDAR POINT, NC 28584-8009

Transferred To (Grantee/Buyer)

NameVerified Name
Address223 CEDAR LN, CEDAR POINT, NC 28584-0020

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityCedar Point Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,134,149 (-) Land $160,020 Building $974,129$1,134,149 (-) Land $160,020 Building $974,129
2025$5,116.00 (+427.42%)$1,134,149 (+140.39%) Land $160,020 Building $974,129$1,134,149 (+140.39%) Land $160,020 Building $974,129
2023$471,795 Land $162,555 Building $309,240$471,795 Land $162,555 Building $309,240
2022$970.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 213 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies339 units insured
incl. 126 condo units
Nearby Flood Claims49 (1996–2022)
Claims Outside the SFHA3 of 49
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Florence, Sep 2018 · 37 claims
  • Hurricane Ophelia, Sep 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST CARTERET WATER CORP
private · serves 19,512 people · EPA ID NC0416040
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Brightspeed.

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