121 Bell Rd, Otto, NC 28763 Property Records

Macon County property record for 121 Bell Rd, Otto, NC 28763

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,152 sqft · built 1966
Lot Size	2.23 acres (97,139 sqft)
Owner	Individual Name on Record
Last Sale	$143,000 (May 2017)
Tax Bill	$862 (2026)
Deeds & Mortgages	Oct 2023 Transfer May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6581752926`

Property Details

APN / Parcel Number

Primary APN	`6581752926`
Alternative APNs	`0701187` `139739` `156249`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,152 sqft Heated Area
1st Floor Area	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	97,139 sqft (2.23 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	320 sqft
Patio Area	532 sqft
Cabin	696 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	156249
Street Address	121 BELL RD
City	OTTO
State	NC
Zip	28763-9017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	ROAD 1121
Jurisdiction	MACON NC
Township / Civil Division	SMITHBRIDGE
Census Block Group	4
Census Block	4025
Census Tract	970700

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	513 TAYLOR RIDGE RD, DILLARD, GA 30537-1701
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Quit Claim Deed, Transfer Quitclaim
May 5, 2017	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2017 · Amount on Record
Deed Sale	May 5, 2017 · Amount on Record
Deed Document Number	20172857
Deed Book / Page	37 / 2083
Last Transfer Date	Oct 12, 2023
Transfer Doc	00U42/1618
Record Updated	Oct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACON NC
Recording Date	Oct 26, 2023
Property Address	121 BELL RD, OTTO, NC 28763-9017
Document Number	00U42/1618
Book / Page	U-42 / 1618
Instrument Date	Oct 12, 2023
Instrument	2023006738
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 BELL RD, OTTO, NC 28763-9017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 TAYNE RIDGE RD, DILLARD, GA 30537

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	May 5, 2017
Property Address	121 BELL RD, OTTO, NC 28763-9017
Document Number	00X37/2083
Book / Page	X-37 / 2083
Map Reference	DD Y36 PG 1343-1345
Instrument Date	May 2, 2017
Instrument	2017002857
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 BELL RD, OTTO, NC 28763-9017

Mortgage

Document Number	00X37/2087
Date	May 5, 2017
Book Page	X-37/2087

Lender

Name	MORTGAGE FINANCIAL GROUP INC
Type	Mortgage Company
Address	TAVARES, FL 32778

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$862.00	$218,930 (+30.68%) Land $45,230 Building $173,700	$218,930 (+30.68%) Land $45,230 Building $173,700
2025	$862.00 (+41.78%)	$167,530 (-) Land $45,230 Building $122,300	$167,530 (-) Land $45,230 Building $122,300
2023	$608.00	$167,530 Land $45,230 Building $122,300	$167,530 Land $45,230 Building $122,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	8 (2009–2015)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Dec 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: BalsamWest FiberNET.

Cell Coverage

5G (outdoors only) and 4G LTE

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