121 Bayview Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 121 Bayview Dr, Islamorada, FL 33036

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,276 sqft · built 1980
Lot Size0.265 acres (11,520 sqft)
OwnerCompany Name on Record
Last Sale$160,000 (Jul 1983)
Tax Bill$8,242 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Dec 2020 Mortgage
Flood ZoneZone AE (high risk)
APN00391840-000000

Property Details

APN / Parcel Number

Primary APN00391840-000000
Alternative APNs
  • 20643600391840000000
  • 1480177

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories3 Stories
Building Area2,276 sqft Living Area
1st Floor Area2,276 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1995
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypePile
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area11,520 sqft (0.265 acres)
View / LotCanal
Garage TypeCovered
Garage Area747 sqft

Exterior Amenities

PorchSlab
Porch Area1,856 sqft
Patio Area1,862 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1480177
Street Address121 BAYVIEW DR
CityISLAMORADA
StateFL
Zip33036-4216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS-M
Legal DescriptionBK 6 LT 12 SAFETY HARBOR SEC 1 LOWER MATECUMBE KEY OR438-943 OR716-328 OR790-159 OR887-1213 OR1888-1015/17
Legal Range36E
Legal Township64S
Legal Section20
Legal SubdivisionSAFETY HARBOR SEC 1
Legal Block6
Legal Lot Number12
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1009
Census Tract970900

Owner

Source: Monroe County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address121 BAYVIEW DR, ISLAMORADA, FL 33036-4216
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Dec 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 1983 · Amount on Record
Deed SaleJul 1, 1983 · Amount on Record
Prior SaleMay 1, 1979 · Amount on Record
Deed Book / Page887 / 1213
Last Transfer DateMay 2, 2003
Transfer Doc0001370054
Record UpdatedOct 29, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address121 BAYVIEW DR, ISLAMORADA, FL 33036-4216
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0028390309
DateFeb 13, 2017
Book Page2839/0309
Instrument2110318
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2047

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address121 BAYVIEW DR, ISLAMORADA, FL 33036-4216
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 BAYVIEW DR, ISLAMORADA, FL 33036-4216

Mortgage

Document Number0030641271
DateDec 22, 2020
Book Page3064/1271
Instrument2296141
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,242.00 (+3.37%) Homeowner's exemption$848,090 (+5.99%)$1,813,665 (+2.19%) Land $1,445,069 Building $368,596
2024$7,973.00 (+0.71%)
2023$7,917.00 (+1.85%) Homeowner's exemption$800,184 (+3%)$1,774,736 (+42.58%) Land $1,411,200 Building $363,536
2022$7,773.00 Homeowner's exemption$776,878$1,244,715 Land $874,944 Building $369,771

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 493 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies650 units insured
incl. 157 condo units
Nearby Flood Claims553 (1981–2020)
Claims Outside the SFHA2 of 553
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 250 claims
  • Hurricane Wilma, Oct 2005 · 78 claims
  • Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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