121 Bay Rd, Hadley, MA 01035 Property Records

Hampshire County and Hadley Town property record for 121 Bay Rd, Hadley, MA 01035

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 5,124 sqft · built 1969
Lot Size	2.89 acres (126,268 sqft)
Owner	Company Name on File
Last Sale	$301,000 (Aug 2011)
Tax Bill	$8,192 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Mortgage + 1 more
APN	`HADL M:0004B B:0024C L:0000`

Property Details

APN / Parcel Number

Primary APN	`HADL M:0004B B:0024C L:0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Units	2 Units
Stories	2 Stories
Building Area	5,124 sqft Living Area
Gross Area	9,192 sqft
Basement Area	2,632 sqft
Unfinished Basement	2,632 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	126,268 sqft (2.89 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	121 BAY RD
City	HADLEY
State	MA
Zip	01035-9720
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	AR
Legal Block	24C
Jurisdiction	HADLEY MA
Township / Civil Division	HADLEY
Census Block Group	1
Census Block	1007
Census Tract	821400

Owner

121 Bay Rd, a duplex, is owned by a company that acquired it in January 2021.

Source: Hampshire County and Hadley Town records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 246, HADLEY, MA 01035-0246
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage · Commercial Mortgage WESTFIELD BANK FSB
Jan 28, 2021	Quit Claim Deed, Transfer · Commercial Mortgage WESTFIELD BANK FSB
Feb 27, 2018	Deed of Trust, Mortgage FLORENCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2011 · Amount on File
Deed Sale	Aug 18, 2011 · Amount on File
Prior Sale	Jul 23, 1998 · Amount on File
Deed Document Number	20111
Deed Book / Page	10631 / 212
Last Transfer Date	Jan 28, 2021
Transfer Doc	13956-253
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HADLEY MA
Property Address	121 BAY RD, HADLEY, MA 01035-9720
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013956-258
Date	Jan 28, 2021
Book Page	13956/258
Instrument	2167

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HADLEY MA
Recording Date	Jan 28, 2021
Property Address	121 BAY RD, HADLEY, MA 01035-9720
Document Number	13956-253
Book / Page	13956 / 253
Instrument Date	Jan 28, 2021
Instrument	2166
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 RUSSELL ST, HADLEY, MA 01035-9542

Mortgage

Document Number	13956-258
Date	Jan 28, 2021
Book Page	13956/258
Instrument	2167

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HADLEY MA
Property Address	121 BAY RD, HADLEY, MA 01035-9720
Document Number	12889-13
Instrument Date	Feb 27, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	12889-13
Date	Feb 27, 2018
Book Page	012889/000013
Instrument	3585

Lender

Name	FLORENCE BANK

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 121 Bay Rd was $8,192, up 1.9% from the year before.

Source: Hampshire County and Hadley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Hadley Town
Unified School District	Hadley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,192.00 (+1.94%)	$714,800 (+3.44%) Land $159,100 Building $555,700	$780,189
2025	$8,036.00 (+8.7%)	$691,000 (+6.46%) Land $145,900 Building $545,100
2024	$7,393.00 (+2.67%)	$649,100 (+4.02%) Land $145,900 Building $503,200
2023	$7,201.00	$624,000 Land $145,900 Building $478,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 121 Bay Rd; there have been 20 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 54 policies
Nearby Flood Policies	54 in force
Nearby Flood Claims	20 (1984–2023)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Tropical Storm Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Bay Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HADLEY DPW WATER DIVISION serves 4,819 people · EPA ID MA1117002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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