121 Andreas St, Winter Haven, FL 33881 Property Records

Polk County property record for 121 Andreas St, Winter Haven, FL 33881 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,550 sqft · built 2021
Lot Size	0.126 acres (5,502 sqft)
Owner	2 Individual Names on File
Last Sale	$226,900 (Jul 2021)
Tax Bill	$3,329 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-02-522103-001330`

Property Details

APN / Parcel Number

Primary APN	`26-28-02-522103-001330`
Alternative APNs	`022826522103001330` `22826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,550 sqft Living Area
Gross Area	1,970 sqft
1st Floor Area	1,550 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	5,502 sqft (0.126 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch

Location & Zoning

Street Address	121 ANDREAS ST
City	WINTER HAVEN
State	FL
Zip	33881-9738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LUCERNE PARK RESERVE PB 176 PGS 43-49 LOT 133
Legal Range	26E
Legal Township	28S
Legal Section	02
Legal Subdivision	LUCERNE PARK RESERVE
Legal Block	2
Legal Lot Number	133
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2019
Census Tract	12804

Owner

Source: Polk County records · APN 26-28-02-522103-001330

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	121 ANDREAS ST, WINTER HAVEN, FL 33881-9738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 09, 2021 · Amount on Record
Deed Sale	Jul 09, 2021 · Amount on Record
Deed Document Number	2021177667
Deed Book / Page	11794 / 1610
Record Updated	Sep 20, 2026

July 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 09, 2021
Property Address	121 ANDREAS ST, WINTER HAVEN, FL 33881-9738
Document Number	0000177667
Book / Page	11794 / 1610
Map Reference	MB 176 PG 43-49
Instrument Date	Jun 30, 2021
Instrument	2021177667
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 23, 2023
Title Company	CAREFREE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,588.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5537 MILLENIA LAKES BLVD410, BLVD410, ORLANDO, FL 32839

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 ANDREAS ST, WINTER HAVEN, FL 33881-9738

Mortgage

Document Number	0117941613
Date	Jul 09, 2021
Instrument	11794/1613

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,329.00 (-45.67%) Homeowner's exemption	$221,495 (-1.48%) Land $50,000 Building $171,495	$221,495 (-6.93%) Land $50,000 Building $171,495
2023	$6,127.00 (+1.61%) Homeowner's exemption	$224,823 (+3%)	$237,998 (+9.04%) Land $48,000 Building $189,998
2022	$6,030.00 Homeowner's exemption	$218,275 Land $40,000 Building $178,275	$218,275 Land $40,000 Building $178,275

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 1,587 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.