121 7th St S, Virginia, MN 55792 Property Records

St. Louis County property record for 121 7th St S, Virginia, MN 55792 · Last verified August 2026

Property Summary

Property Type	Apartments (5+ Units)
Details	7 bd · 4 ba · 2,640 sqft · built 1905
Lot Size	0.137 acres (5,998 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Dec 2023)
Tax Bill	$3,224 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jun 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`090-0030-05320`

Property Details

APN / Parcel Number

Primary APN	`090-0030-05320`
Alternative APNs	`1072743` `728848`

Interior

Bedrooms	7 Beds
Full Baths	4 Baths
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	2,640 sqft Gross Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Other
Construction Type	Frame
Lot Area	5,998 sqft (0.137 acres)
Garage Area	572 sqft
Porch	Slab
Porch Area	40 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1072743
Street Address	121 7TH ST S
City	VIRGINIA
State	MN
Zip	55792-4558
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	LOTS 17 AND 18 SERIAL #
Legal Subdivision	VIRGINIA SECOND ADDITION
Legal Block	93
Legal Lot Number	17-18
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	1
Census Block	1009
Census Tract	13100

Owner

Source: St. Louis County records · APN 090-0030-05320

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	608 CARLTON AVE, CLOQUET, MN 55720-1740
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Warranty Deed, Transfer NATIONAL BANK OF COMMERCE
Jun 08, 2018	Loan Modification, Mortgage REPUBLIC BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 28, 2023 · Amount on Record
Deed Sale	Dec 28, 2023 · Amount on Record
Prior Sale	Aug 06, 2004 · Amount on Record
Deed Document Number	20231480573
Prior Transfer Date	Jul 02, 2004
Prior Transfer Doc	0000952152
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 28, 2023
Property Address	121 7TH ST S, VIRGINIA, MN 55792-4558
Document Number	0001480573
Instrument Date	Dec 18, 2023
Instrument	1480573
Transaction Type	Transfer
Record Updated	Jan 22, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 CARETON AVE, CLOQUET, MN 55720-1740

Mortgage

Document Number	0001480574
Date	Dec 28, 2023
Instrument	1480574

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Amount	Amount Recorded

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	121 7TH ST S, VIRGINIA, MN 55792-4558
Document Number	00A1336236
Instrument Date	Jun 08, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 470 VIRGINIA MN 557920470, VIRGINIA, MN 55792-0470

Mortgage

Document Number	00A1336236
Date	Jul 11, 2018
Instrument	A1336236

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MT 55802

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jul 10, 2023

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,224.00 (+27.23%)
2025	$2,534.00 (+65.19%)	$89,500 (+87.24%) Land $6,500 Building $83,000	$89,500 (+87.24%) Land $6,500 Building $83,000
2024		$47,800 (-22.02%) Land $5,200 Building $42,600	$47,800 (-22.02%) Land $5,200 Building $42,600
2023	$1,534.00
2022		$61,300 Land $5,200 Building $56,100	$61,300 Land $5,200 Building $56,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 710 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	2,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Mediacom Communications	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Mediacom Communications, Consolidated Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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