Bay County property record for 121 5th St, Mexico Beach, FL 32456
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 544 sqft · built 1987 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $396 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04312-030-000 |
| Primary APN | 04312-030-000 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 544 sqft Living Area |
| 1st Floor Area | 544 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Porch | Screened/Unfinished Porch |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 121 5TH ST |
|---|---|
| City | MEXICO BEACH |
| State | FL |
| Zip | 32456-0197 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MB02 |
| Legal Description | MEXICO BEACH U-1 236A2 LOT 9 BLK 8 ORB 3270 P 1738 |
| Legal Range | 12W |
| Legal Township | 06S |
| Legal Section | 25 |
| Legal Subdivision | MEXICO BEACH |
| Legal Block | 8 |
| Legal Lot Number | 9 |
| Jurisdiction | BAY FL |
| Township / Civil Division | MEXICO BEACH |
| Census Block Group | 1 |
| Census Block | 1106 |
| Census Tract | 600 |
121 5th St is owned and occupied by an individual who acquired it in August 2010.
Source: Bay County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 121 5TH ST, MEXICO BEACH, FL 32456-0197 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 3, 2010 |
| Transfer Doc | 0032701738 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 121 5th St was $396 with exemptions applied, up 4.2% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Mexico Beach City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $396.00 (+4.21%) Homeowner's exemption Additional exemption filed | $99,203 | $253,267 Land $215,000 Building $38,267 |
| 2024 | $380.00 (+0.8%) | ||
| 2023 | $377.00 (+8.02%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $93,599 (+6.07%) | $264,936 (+39.15%) Land $233,750 Building $31,186 |
| 2022 | $349.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $88,244 | $190,395 Land $163,250 Building $27,145 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 5th St in Zone X, an area of minimal flood risk, though there have been 914 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 378 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 693 units insured incl. 315 condo units |
| Nearby Flood Claims | 914 (1985–2024) |
| Claims Outside the SFHA | 547 of 914 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 121 5th St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MEXICO BEACH serves 5,888 people · EPA ID FL1030467 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber.
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