121 4th Ave N, Onalaska, WI 54650 Property Records

La Crosse County property record for 121 4th Ave N, Onalaska, WI 54650

Property Summary

Property TypeSingle Family Home
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$246,700 (Mar 2025)
Tax Bill$2,786 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Feb 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN018-000146-000

Property Details

APN / Parcel Number

Primary APN018-000146-000
Alternative APN
  • 40234

Exterior

Lot Area6,098 sqft (0.14 acres)
Lot Dimensions120 ft deep x 50 ft wide

Location & Zoning

Street Address121 4TH AVE N
CityONALASKA
StateWI
Zip54650-2917
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMZA
Legal DescriptionORIGINAL TOWN OF ONALASKA LOT 12 BLOCK 18
Legal Range07W
Legal Township16N
Legal Section08
Legal SubdivisionORIGINAL TOWN OF ONALASKA
Legal Block18
Legal Lot Number12
JurisdictionLA CROSSE WI
Township / Civil DivisionONALASKA
Census Block Group3
Census Block3014
Census Tract10403

Owner

Source: La Crosse County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address121 4TH AVE N, ONALASKA, WI 54650-2917
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2026Deed of Trust, Mortgage · Line of Credit
ALTRA FEDERAL CREDIT UNION
Feb 17, 2026Deed of Trust, Mortgage · Conventional Mortgage
ALTRA FCU
Dec 5, 2025Deed of Trust, Mortgage · Conventional Mortgage
ALTRA FCU
May 1, 2020Warranty Deed, Transfer · Conventional Mortgage
ALTRA FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2025 · Amount on Record
Deed SaleMar 3, 2025 · Amount on Record
Prior SaleMay 1, 2020 · Amount on Record
Deed Document Number20251830727
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Recording DateAug 12, 2026
Property Address121 4TH AVE N, ONALASKA, WI 54650-2917
Document Number0001853093
Instrument DateAug 7, 2026
Instrument20261853093
Transaction TypeMortgage
Record UpdatedAug 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001853093,
DateAug 12, 2026
Instrument20261853093
Lender
NameALTRA FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address121 4TH AVE N, ONALASKA, WI 54650-2917
Transaction TypeMortgage
Record UpdatedMar 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001845042
DateFeb 17, 2026
Instrument1845042
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueMar 3, 2041

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address121 4TH AVE N, ONALASKA, WI 54650-2917
Transaction TypeMortgage
Record UpdatedJan 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001842290
DateDec 5, 2025
Instrument1842290
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 18, 2040

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA CROSSE WI
Recording DateMay 1, 2020
Property Address121 4TH AVE N, ONALASKA, WI 54650-2917
Document Number0001745083
Instrument DateApr 30, 2020
Instrument1745083
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyNEW CASTLE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$502.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001745084
DateMay 1, 2020
Instrument1745084
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyLa Crosse County
MunicipalityOnalaska City
Unified School DistrictOnalaska School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,786.00 (-0.18%) Homeowner's exemption$221,800 (+34.18%) Land $42,700 Building $179,100$224,400 (+35.75%)
2023$2,791.00 Homeowner's exemption$165,300 Land $30,500 Building $134,800$165,300 Land $30,500 Building $134,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONALASKA WATERWORKS
serves 18,000 people · EPA ID WI6320327
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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