121 3rd St S, Unit 2H, Columbus, MS 39701 Property Records

Lowndes County property record for 121 3rd St S, Unit 2H, Columbus, MS 39701

Property Summary

Property Type	Condominium
Details	1,110 sqft · built 2011
Owner	Individual Name on Record
Last Sale	$262,475 (May 2026)
Tax Bill	$4,240 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`61W450003206`

Property Details

APN / Parcel Number

Primary APN	`61W450003206`
Alternative APNs	`032259` `32259`

Interior

Building Area	1,110 sqft Adjusted Area
1st Floor Area	1,110 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	121 3RD ST S, 2H
City	COLUMBUS
State	MS
Zip	39701-5602
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 2-H RIVER RIDGE CONDO 121 3RD ST S BLOCK 2
Legal Range	18W
Legal Township	18S
Legal Section	16
Legal Subdivision	SOUTH OF MAIN
Legal Block	2
Legal Lot Number	9,10
Jurisdiction	LOWNDES MS
Township / Civil Division	5
Census Block Group	1
Census Block	1043
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Columbus Central Commercial Historic District listed 1980 · 145 contributing resources · NRIS 80002284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lowndes County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8218 RIDGEWOOD DR, KILN, MS 39556-8474
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Warranty Deed, Transfer · Conventional Mortgage BNA BANK
May 13, 2019	Deed of Trust, Mortgage BANKFIRST FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Jul 30, 2018
Deed Document Number	2026
Deed Book / Page	2026 / 4127
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	May 29, 2026
Property Address	121 3RD ST S, 2H, COLUMBUS, MS 39701-5602
Document Number	2026004127
Book / Page	2026 / 4127
Instrument Date	May 29, 2026
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8218 RIDGEWOOD DR, KILN, MS 39556-8474

Mortgage

Document Number	2026012360,
Date	May 29, 2026
Book Page	2026/12360

Lender

Name	BNA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 29, 2031

Interest

Rate	6.3%
Max Rate	-1%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	910 3RD AVE S, COLUMBUS, MS 39701
Document Number	0020199317
Instrument Date	May 13, 2019
Transaction Type	Mortgage
Record Updated	Jun 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	121 3RD ST S #SH COLUMBUS MS 397015601, SH, COLUMBUS, MS 39701-5601

Mortgage

Document Number	0020199317
Date	May 20, 2019
Book Page	002019/009317

Lender

Name	BANKFIRST FINANCIAL
Type	Bank
Address	DANVILLE, IL 61834

Agreement

Amount	Amount Recorded
Term	84 Months
Due	May 19, 2026

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,240.00 (+1.24%)	$25,958 (-2.46%)	$173,050 (-2.46%) Building $173,050
2024	$4,188.00 (-3.77%)
2023	$4,352.00	$26,613	$177,420 Building $177,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1991–2001)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2001 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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