121 3rd St, Frederick, MD 21701 Property Records

Frederick County property record for 121 3rd St, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3 ba · 2,487 sqft · built 1882
Lot Size	0.086 acres (3,724 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Sep 2018)
Tax Bill	$11,315 (2024)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-093847`

Property Details

APN / Parcel Number

Primary APN	`02-093847`
Alternative APNs	`2093847` `093847`

Interior

Full Baths	3 Baths
Stories	3 Stories
Building Area	2,487 sqft Living Area
Gross Area	2,505 sqft
1st Floor Area	921 sqft

Exterior

Year Built	Built 1882
Effective Year Built	Effective 1882
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	3,724 sqft (0.086 acres)
Lot Dimensions	196 ft deep x 19 ft wide
Porch	Enclosed Porch
Porch Area	18 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	093847
Street Address	121 3RD ST
City	FREDERICK
State	MD
Zip	21701
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	DR
Legal Description	LT #121 19 X 196 121 W. 3RD ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	121
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1001
Census Tract	750200

Owner

Source: Frederick County records · APN 02-093847

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	121 W 3RD ST, FREDERICK, MD 21701-5332
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 06, 2018 · Amount on Record
Deed Sale	Sep 06, 2018 · Amount on Record
Prior Sale	Apr 16, 2013 · Amount on Record
Deed Book / Page	12607 / 296
Prior Transfer Date	Feb 01, 2007
Prior Transfer Doc	0064370051
Record Updated	Jun 08, 2026

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 06, 2018
Property Address	121 W 3RD ST, FREDERICK, MD 21701-5332
Document Number	0126070296
Book / Page	12607 / 0296
Map Reference	LB STH282 FO388
Instrument Date	Aug 28, 2018
Transaction Type	Transfer
Record Updated	May 02, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,362.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	121 W 3RD ST, FREDERICK, MD 21701-5332

Mortgage

Document Number	0012607302
Date	Sep 06, 2018
Instrument	12607/302

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2048

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$653,300 (+14.23%) Land $208,300 Building $445,000	$653,300 (-) Land $208,300 Building $445,000
2024	$11,315.00 (+9.12%)
2023	$10,369.00	$571,900	$653,300 Land $208,300 Building $445,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), as of November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217502001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	11 (1979–2018)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Oct 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2018 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 1,251 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0100015, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF FREDERICK serves 54,000 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.