121 3rd Ave, Neptune, NJ 07753 Property Records

Monmouth County and Neptune City Borough property record for 121 3rd Ave, Neptune, NJ 07753

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,304 sqft · built 2002
Lot Size	0.185 acres (8,041 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,300 (May 2003)
Tax Bill	$12,890 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2020 Line of Credit
Flood Zone	Zone A (high risk)
APN	`36-00080-0000-00001-04`

Property Details

APN / Parcel Number

Primary APN	`36-00080-0000-00001-04`
Alternative APN	`36000800000000010004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,304 sqft Living Area
1st Floor Area	1,210 sqft
Upper Floors Area	1,248 sqft
Basement Area	998 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	8,041 sqft (0.185 acres)
Lot Dimensions	120 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	154 sqft
Pool Area	420 sqft
Porch	Open Porch
Patio Area	1,032 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	121 3RD AVE
City	NEPTUNE
State	NJ
Zip	07753-6417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	80
Legal Lot Number	1.4
Jurisdiction	MONMOUTH NJ
Township / Civil Division	NEPTUNE CITY
Census Block Group	4
Census Block	4029
Census Tract	808100

Owner

Source: Monmouth County and Neptune City Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 3RD AVE, NEPTUNE, NJ 07753-6417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Sep 11, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2003 · Amount on Record
Deed Sale	May 13, 2003 · Amount on Record
Deed Book / Page	8227 / 9298
Last Transfer Date	Mar 9, 2011
Transfer Doc	0088840058
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	121 3RD AVE, NEPTUNE, NJ 07753-6417
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095815332
Date	Mar 1, 2022
Book Page	9581/5332
Instrument	2022024150

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	96 Months
Due	Mar 1, 2030

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	121 3RD AVE, NEPTUNE, NJ 07753-6417
Document Number	0000113924
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	121 3RD AVE NEPTUNE CITY NJ 077536417, NEPTUNE CITY, NJ 07753-6417

Mortgage

Document Number	0000113924
Date	Oct 2, 2020
Book Page	009445/009938
Instrument	113924

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Neptune City Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Neptune City Borough
Unified School District	Neptune City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$755,200 (+3.52%) Land $316,500 Building $438,700	$755,200 (+3.52%) Land $316,500 Building $438,700
2025	$12,890.00 (+8.7%)	$729,500 (+41.87%) Land $309,900 Building $419,600	$729,500 (+41.87%) Land $309,900 Building $419,600
2024	$11,858.00 (+26.38%)
2023		$514,200 Land $190,100 Building $324,100	$514,200 Land $190,100 Building $324,100
2022	$9,383.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	5 (1995–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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