121 2nd St, Shelby, OH 44875 Property Records

Richland County property record for 121 2nd St, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1950
Lot Size	0.186 acres (8,120 sqft)
Owner	Individual Name on File
Last Sale	$124,000 (Aug 2022)
Tax Bill	$1,448 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046-08-197-09-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-197-09-000`
Alternative APN	`07069`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Aluminum Siding
Lot Area	8,120 sqft (0.186 acres)
Lot Dimensions	116 ft deep x 70 ft wide
Terrain	Above Road/Slope
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	312 sqft
Patio Area	367 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	121 2ND ST
City	SHELBY
State	OH
Zip	44875-1040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	569 S W PT 70 X 115.9
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	4
Census Block	4018
Census Tract	2600

Owner

121 2nd St is owned and occupied by an individual who bought it in August 2022.

Source: Richland County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	121 2ND ST, SHELBY, OH 44875-1040
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
May 10, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2022 · Amount on File
Deed Sale	Aug 30, 2022 · Amount on File
Prior Sale	Feb 2, 2016 · Amount on File
Deed Document Number	202210866
Deed Book / Page	2995 / 760
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Aug 30, 2022
Property Address	121 2ND ST, SHELBY, OH 44875-1040
Document Number	002995/760
Book / Page	2995 / 760
Instrument Date	Aug 26, 2022
Instrument	202200010866
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	BARRISTER TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6850 MILLER RD, BRECKSVILLE, OH 44141-3222

Mortgage

Document Number	202200010867
Date	Aug 30, 2022
Instrument	202200010867

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	121 2ND ST, SHELBY, OH 44875-1040
Transaction Type	Mortgage
Record Updated	Jun 3, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2697/0821
Date	May 10, 2019
Book Page	2697/0821
Instrument	201900004891

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 121 2nd St was $1,448 with a homeowner's exemption.

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,448.00	$38,890 (-) Land $4,120 Building $34,770
2024	$1,448.00 (-2.69%) Homeowner's exemption	$38,890 (-) Land $4,120 Building $34,770
2023	$1,488.00 (+123.09%) Homeowner's exemption	$38,890 (+148.98%) Land $4,120 Building $34,770	$111,100 Land $11,770 Building $99,330
2022	$667.00 Homeowner's exemption	$15,620 Land $4,290 Building $11,330
2020			$44,610 Land $12,250 Building $32,360

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 121 2nd St in Zone X, an area of minimal flood risk, though there have been 82 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	82 (1979–2011)
Claims Outside the SFHA	11 of 82
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 39 claims Severe Storms And Flooding, Jun 2004 · 6 claims Severe Storms & Flooding, Jul 1987 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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