121 2nd Ave SW, Milaca, MN 56353 Property Records

Mille Lacs County property record for 121 2nd Ave SW, Milaca, MN 56353

Property Summary

Property Type	Commercial
Details	1,370 sqft · built 1980
Lot Size	0.075 acres (3,266 sqft)
Owner	Company Name on Record
Last Sale	$215,000 (Jan 2026)
Tax Bill	$1,214 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-041-0400`

Property Details

APN / Parcel Number

Primary APN	`21-041-0400`

Interior

Building Area	1,370 sqft Total Area
Office	1,370 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	3,266 sqft (0.075 acres)

Location & Zoning

Street Address	121 2ND AVE SW
City	MILACA
State	MN
Zip	56353-1105
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	S 12 FT OF W 74 1/4 FT OF LOT 7 BLK 7 & N 16 FT OF LOT 8 BLK 7
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	FIRST ADDITION TO MILACA
Legal Block	7
Legal Lot Number	7-8
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	3
Census Block	3028
Census Tract	170500

Owner

Source: Mille Lacs County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	121 2ND AVE SW, MILACA, MN 56353-1105
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Warranty Deed, Transfer · Commercial Mortgage FIRST BANK & TRUST
Mar 8, 2022	Warranty Deed, Transfer · Conventional Mortgage FORESIGHT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2026 · Amount on Record
Deed Sale	Jan 23, 2026 · Amount on Record
Prior Sale	Mar 8, 2022 · Amount on Record
Deed Document Number	2026449829
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jan 23, 2026
Property Address	121 2ND AVE SW, MILACA, MN 56353-1105
Document Number	000A449829
Instrument Date	Dec 29, 2025
Instrument	A449829
Transaction Type	Transfer
Record Updated	Feb 2, 2026
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$709.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 2ND AVE SW, MILACA, MN 56353-1105

Mortgage

Document Number	000A449830
Date	Jan 23, 2026
Instrument	A449830

Lender

Name	FIRST BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	35 Months
Due	Dec 29, 2028

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Mar 8, 2022
Property Address	121 2ND AVE SW, MILACA, MN 56353-1105
Document Number	000A430207
Instrument Date	Mar 4, 2022
Instrument	A430207
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21879 460TH ST, ZUMBROTA, MN 55992-7329
Investor	Possibly a Property Investor

Mortgage

Document Number	000A430208
Date	Mar 8, 2022
Instrument	A430208

Lender

Name	FORESIGHT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 4, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,214.00 (+7,993.33%)	$71,100 (+17.72%) Land $12,300 Building $58,800	$71,100 (+17.72%) Land $12,300 Building $58,800
2025	$15.00	$60,400 (+20.08%) Land $9,800 Building $50,600	$60,400 (+20.08%) Land $9,800 Building $50,600
2023	$15.00 Additional exemption filed	$50,300 Land $9,000 Building $41,300	$50,300 Land $9,000 Building $41,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1995–2016)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ECE Fiber.

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