121 1st St N, Waterville, MN 56096 Property Records

Le Sueur County property record for 121 1st St N, Waterville, MN 56096

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 1,461 sqft · built 1900
Lot Size0.215 acres (9,372 sqft)
OwnerIndividual Name on Record
Last Sale$54,750 (Mar 2009)
Tax Bill$2,528 (2026)
Deeds & MortgagesSep 2019 Refinance
Flood ZoneZone X (minimal risk)
APN24.510.0020

Property Details

APN / Parcel Number

Primary APN24.510.0020

Interior

Bedrooms5 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,461 sqft Living Area
Gross Area504 sqft
1st Floor Area1,146 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,372 sqft (0.215 acres)
Lot Dimensions132 ft deep x 71 ft wide
Garage Area660 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area50 sqft
Deck Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address121 1ST ST N
CityWATERVILLE
StateMN
Zip56096-1436
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY OF WATERVILLE BLOCK-006 N 71 FT OF S 115 FT OF LOTS 1-2
Legal SubdivisionCITY OF WATERVILLE
Legal Block6
Legal Lot Number1,2
JurisdictionLE SUEUR MN
Township / Civil DivisionWATERVILLE
Census Block Group2
Census Block2029
Census Tract950400

Owner

Source: Le Sueur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address121 1ST ST N, WATERVILLE, MN 56096-1436
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 19, 2009 · Amount on Record
Deed SaleMar 19, 2009 · Amount on Record
Prior SaleAug 21, 2006 · Amount on Record
Deed Document Number200928859
Prior Transfer DateDec 23, 2008
Prior Transfer Doc0000028859
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLE SUEUR MN
Property Address121 1ST ST N, WATERVILLE, MN 56096-1436
Transaction TypeMortgage
Record UpdatedSep 25, 2019
Title CompanyTITLESMART INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA23333
DateSep 5, 2019
InstrumentA23333
Lender
NameFRANDSEN BANK & TRUST
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Le Sueur County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLe Sueur County
MunicipalityWaterville City
Unified School DistrictWaterville-Elysian-Morristown Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,528.00 Homeowner's exemption$205,700 (+13.02%) Land $39,100 Building $166,600$205,700 (+13.02%) Land $39,100 Building $166,600
2025$2,528.00 (+21.89%)
2023$2,074.00 Homeowner's exemption$182,000 Land $31,100 Building $150,900$182,000 Land $31,100 Building $150,900
2022$2,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims53 (1993–2024)
Claims Outside the SFHA8 of 53
Most Recent ClaimJul 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jun 2024 · 28 claims
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jul 2014 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWaterville
serves 1,868 people · EPA ID MN1400015
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Midco
Cable
1,250 / 250
Verizon
Fixed Wireless
300 / 20
Netwave Broadband
Fixed Wireless · not low latency
125 / 40
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire.

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