121 1/2 Orchard St, Adams, MA 01220 Property Records

Berkshire County and Adams Town property record for 121 1/2 Orchard St, Adams, MA 01220

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,397 sqft · built 1940
Lot Size0.889 acres (38,725 sqft)
Owner2 Individual Names on File
Last Sale$45,000 (Jun 1991)
Tax Bill$4,373 (2025)
Deeds & MortgagesMar 2022 Refinance
APN41230000000070

Property Details

APN / Parcel Number

Primary APN41230000000070
Alternative APNs
  • ADAM M:1230 B:0000 L:00070
  • M:000123 P:000007

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,397 sqft Living Area
1st Floor Area959 sqft
Basement Area584 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1981
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area38,725 sqft (0.889 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number41230000000070
Street Address121 1/2 ORCHARD ST
CityADAMS
StateMA
Zip01220-9505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Lot Number70
JurisdictionADAMS MA
Township / Civil DivisionADAMS
Census Block Group2
Census Block2019
Census Tract922300

Owner

121 1/2 Orchard St is owned and occupied by two individuals who bought it in June 1991.

Source: Berkshire County and Adams Town records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address121 1/2 ORCHARD ST, ADAMS, MA 01220-9505
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 1991 · Amount on File
Deed SaleJun 28, 1991 · Amount on File
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS MA
Property Address121 1/2 ORCHARD ST, ADAMS, MA 01220-9505
Transaction TypeMortgage
Record UpdatedJun 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001784-256
DateMar 7, 2022
Book Page1784/256
Instrument1556
Lender
NameADAMS BANK & TRUST
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueApr 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 121 1/2 Orchard St was $4,373, up 5.7% from the year before.

Source: Berkshire County and Adams Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBerkshire County
County SubdivisionAdams Town
Unified School DistrictHoosac Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,373.00 (+5.68%)$257,100 (+8.99%) Land $74,900 Building $182,200
2024$4,138.00 (+7.04%)$235,900 (+13.2%) Land $70,500 Building $165,400
2023$3,866.00$208,400 Land $64,200 Building $144,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 121 1/2 Orchard St; there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 1/2 Orchard St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemADAMS FIRE DISTRICT
serves 7,945 people · EPA ID MA1004000
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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