120B Mill St, Monroe, GA 30655 Property Records

Walton County property record for 120B Mill St, Monroe, GA 30655

Property Summary

Property Type	Condominium
Details	2 ba · 1,210 sqft · built 1920
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jun 2022)
Tax Bill	$3,026 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`M0190-014-003`

Property Details

APN / Parcel Number

Primary APN	`M0190-014-003`
Alternative APN	`17381`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,210 sqft Heated Area
1st Floor Area	605 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2008
Exterior Material	Wood Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	436 sqft (0.01 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17381
Street Address	120B MILL ST
City	MONROE
State	GA
Zip	30655-2724
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Description	#3 MILL ST CONDO .01AC
Legal Subdivision	MILL STREET CONDO
Legal Lot Number	3
Jurisdiction	WALTON GA
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2017
Census Tract	110702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Monroe and Walton Mills Historic District listed 1983 · 236 contributing resources · NRIS 83003617

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Walton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	XX
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES
Jun 21, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES
Apr 17, 2021	Warranty Deed, Transfer
Jun 27, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 4, 2019	Grant Deed, Transfer · Conventional with PMI FAIRWAY INDEPENDENT MTG
Jun 27, 2017	Grant Deed, Transfer · Conventional with PMI MAGNOLIA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2022 · Amount on Record
Deed Sale	Jun 21, 2022 · Amount on Record
Prior Sale	Apr 17, 2021 · Amount on Record
Deed Document Number	0005164362
Deed Book / Page	5164 / 362
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	120B MILL ST, MONROE, GA 30655-2724
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120B MILL ST, MONROE, GA 30655-2724
Investor	Possibly a Property Investor

Mortgage

Document Number	0048740000000176
Date	May 25, 2021
Book Page	0000004874/0000000176
Instrument	2021009501

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Jun 21, 2022
Property Address	120B MILL ST, MONROE, GA 30655-2724
Document Number	0051640362
Book / Page	5164 / 362
Instrument Date	Jun 21, 2022
Instrument	2022-003290
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 MILL ST # B, B, MONROE, GA 30655-2724

Mortgage

Document Number	0051640000000363
Date	Jun 23, 2022
Book Page	0000005164/0000000363
Instrument	2022009783

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Apr 17, 2021
Property Address	120B MILL ST, MONROE, GA 30655-2724
Document Number	0048740173
Book / Page	4874 / 173
Instrument Date	Apr 17, 2021
Instrument	2021-002319
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 MILL ST # B, B, MONROE, GA 30655-2724
Investor	Possibly a Property Investor

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON GA
Recording Date	Jun 27, 2019
Property Address	120B MILL ST, MONROE, GA 30655-2724
Document Number	0044040366
Book / Page	004404 / 000366
Instrument Date	Jun 26, 2019
Instrument	7135
Transaction Type	Transfer
Record Updated	Jul 15, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	120 MILL ST #B MONROE GA 306552724, B, MONROE, GA 30655-2724

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Apr 4, 2019
Property Address	120B MILL ST, MONROE, GA 30655-2724
Document Number	0043610366
Book / Page	004361 / 000366
Instrument Date	Mar 29, 2019
Instrument	3530
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 MILL ST #B MONROE GA 306552724, B, MONROE, GA 30655-2724

Mortgage

Document Number	43610368
Date	Apr 4, 2019
Book Page	004361/000368
Instrument	3531

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2049

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Jun 27, 2017
Property Address	120B MILL ST, MONROE, GA 30655-2724
Document Number	0040910175
Book / Page	004091 / 000175
Instrument Date	Jun 23, 2017
Transaction Type	Transfer
Record Updated	Jul 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 MILL ST #3 MONROE GA 306552724, 3, MONROE, GA 30655-2724

Mortgage

Document Number	40910176
Date	Jun 27, 2017
Book Page	004091/000176

Lender

Name	MAGNOLIA BK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Municipality	Monroe City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,026.00 (+2.26%) Homeowner's exemption	$90,320 (+6.71%) Land $6,000 Building $84,320	$225,800 (+6.71%) Land $15,000 Building $210,800
2023	$2,959.00 (-98.75%)	$84,640 (+40.6%) Land $6,000 Building $78,640	$211,600 (+40.6%) Land $15,000 Building $196,600
2022	$237,080.00	$60,200 Land $6,000 Building $54,200	$150,500 Land $15,000 Building $135,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 25,248 people · EPA ID GA2970001
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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