12099 Jones Rd, Covington, LA 70435 Property Records

St. Tammany Parish property record for 12099 Jones Rd, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	1,700 sqft · built 2019
Lot Size	0.916 acres (39,903 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (May 2022)
Tax Bill	$2,218 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2022 Sale & Mortgage
APN	`103-142-5908`

Property Details

APN / Parcel Number

Primary APN	`103-142-5908`
Alternative APN	`2500`

Interior

Building Area	1,700 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	39,903 sqft (0.916 acres)
Lot Dimensions	230 ft deep x 200 ft wide

Location & Zoning

Street Address	12099 JONES RD
City	COVINGTON
State	LA
Zip	70435-7030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER BEND ESTATES LTPT 15
Legal Subdivision	RIVER BEND ESTATES TD 03
Legal Lot Number	15
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	1
Census Block	1020
Census Tract	40308

Owner

Source: St. Tammany Parish records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12099 JONES RD, COVINGTON, LA 70435-7030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage GULF COAST BANK & TRUST CO
May 4, 2022	Cash Sale Deed, Transfer · Conventional Mortgage GMFS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2022 · Amount on Record
Deed Sale	May 4, 2022 · Amount on Record
Deed Document Number	20222326865
Last Transfer Date	May 18, 2024
Transfer Doc	0002413036
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	12099 JONES RD, COVINGTON, LA 70435-7030
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002309947
Date	Jan 13, 2022
Instrument	2309947

Lender

Name	GULF COAST BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2022: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	May 4, 2022
Property Address	12099 JONES RD, COVINGTON, LA 70435-7030
Document Number	0002326865
Instrument Date	May 2, 2022
Instrument	2326865
Transaction Type	Transfer
Record Updated	Apr 1, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	929 W 17TH AVE, COVINGTON, LA 70433-1907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12099 JONES RD, COVINGTON, LA 70435-7030

Mortgage

Document Number	0002326867
Date	May 4, 2022
Instrument	2326867

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,218.00 (-3.48%) Homeowner's exemption	$25,421 (-) Land $2,500 Building $22,921	$254,210 (-) Land $25,000 Building $229,210
2024	$2,298.00 (-13.18%) Homeowner's exemption	$25,421 (+32.22%) Land $2,500 Building $22,921	$254,210 (+32.22%) Land $25,000 Building $229,210
2023	$2,647.00	$19,226 (-) Land $2,000 Building $17,226	$192,260 (-2.53%) Land $20,000 Building $172,260
2022	$2,647.00	$19,226 Land $2,000 Building $17,226	$197,260 Land $25,000 Building $172,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 598 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	598 in force
Nearby Flood Claims	87 (2015–2023)
Claims Outside the SFHA	21 of 87
Most Recent Claim	Jun 2023 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 13 claims Severe Storms And Flooding, Aug 2016 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 90% of Louisiana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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