12099 Cressida Loop, Daphne, AL 36526 Property Records

Baldwin County property record for 12099 Cressida Loop, Daphne, AL 36526

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,084 sqft · built 2016
Lot Size	0.301 acres (13,095 sqft)
Owner	Individual Name on Record
Last Sale	$282,000 (Jun 2021)
Tax Bill	$849 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jan 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`42-09-30-0-000-003.070`

Property Details

APN / Parcel Number

Primary APN	`42-09-30-0-000-003.070`
Alternative APNs	`318648` `299473`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,084 sqft Heated Area
1st Floor Area	2,084 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,095 sqft (0.301 acres)
Lot Dimensions	135 ft deep x 97 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	299473
Street Address	12099 CRESSIDA LOOP
City	DAPHNE
State	AL
Zip	36526-9005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	97' X 135' LOT 55 DORSEY WOODS SUB SLIDES 2417-B & C SEC 30-T5S-R3E (WD/SURVIVORSHIP)
Legal Subdivision	DORSEY WOODS SUB
Legal Lot Number	55
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	3
Census Block	3001
Census Tract	10709

Owner

Source: Baldwin County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12099 CRESSIDA LOOP, DAPHNE, AL 36526-9005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 7, 2021	Warranty Deed, Transfer ATTORNEY ONLY
Mar 14, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2021 · Amount on Record
Deed Sale	Jun 29, 2021 · Amount on Record
Prior Sale	Mar 14, 2017 · Amount on Record
Deed Document Number	20211925066
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jun 29, 2021
Property Address	12099 CRESSIDA LOOP, DAPHNE, AL 36526-9005
Document Number	0001925066
Map Reference	SL 2417-B
Instrument Date	Jun 24, 2021
Instrument	1925066
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	181 RIDGELINE DR, CHELSEA, AL 35043-5702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12089 ERESSIDEUACP, SILVERHILL, AL 36576

Mortgage

Document Number	0001925067
Date	Jun 29, 2021
Instrument	1925067

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jan 7, 2021
Property Address	12099 CRESSIDA LOOP, DAPHNE, AL 36526-9005
Document Number	0001882144
Instrument Date	Jan 4, 2021
Instrument	1882144
Transaction Type	Transfer
Record Updated	Jan 25, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$508.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12300 GENESE LN SPANISH FORT AL 36527, SPANISH FORT, AL 36527

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Mar 14, 2017
Property Address	12099 CRESSIDA LOOP, DAPHNE, AL 36526-9005
Document Number	0001622326
Instrument Date	Mar 10, 2017
Instrument	1622326
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12099 CRESSIDA LOOP DAPHNE AL 365269005, DAPHNE, AL 36526-9005

Mortgage

Document Number	1622327
Date	Mar 14, 2017
Instrument	1622327

Lender

Name	HOME LNDG
Address	FLOWOOD, MS 39232

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$849.00 (+7.74%)	$28,860 (+7.29%) Land $6,420 Building $22,440	$288,600 (+7.33%) Land $64,200 Building $224,400
2023	$788.00 (+36.1%) Homeowner's exemption	$26,900 (+20.52%)	$268,900 (+20.58%) Land $45,700 Building $223,200
2022	$579.00 (+9.25%) Homeowner's exemption	$22,320	$223,000 Land $30,100 Building $192,900
2021	$530.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	2 (2020–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 83% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELFOREST WATER SYSTEM serves 17,268 people · EPA ID AL0000025
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: C Spire Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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