Cayuga County and Victory Town property record for 12098 Pople Rd, Cato, NY 13033 · Last verified May 2026
| Property Type | Residential > Specialized > Seasonal, Cabin, Vacation |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1985 |
| Square Footage | 2,024 sqft Living Area |
| Lot Size | 383,328 sqft (8.8 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $140,000 (1996) |
| Tax Bill | $5,113.00 (2025) |
| Primary APN | 056400 39.00-1-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,024 sqft Living Area |
| 1st Floor | 1,232 sqft 1st Floor |
| 2nd Floor | 792 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 383,328 sqft (8.8 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 625 sqft Garage |
| Porch Area | 336 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 23037201 |
|---|---|
| Street Address | 12098 POPLE RD |
| City | CATO |
| State | NY |
| Zip | 13033-8626 |
| Property Usage | Residential Property Usage |
| Type | Residential > Specialized > Seasonal, Cabin, Vacation |
| Legal Description | SM 82-98 |
| Legal Block | 1 |
| Legal Lot Number | 22.000 |
| Jurisdiction | CAYUGA NY |
| Minor Civil Division | VICTORY |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 40101 |
Source: Cayuga County and Victory Town records · APN 056400 39.00-1-22
Assessment roll updated May 1, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12098 POPLE RD, CATO, NY 13033-8626 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage AMERICU CU |
| Aug 24, 2021 | Warranty Deed, Transfer · Stand Alone First Mortgage AMERICU CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 11, 1996 · Amount on Record |
| Deed Sale | Oct 11, 1996 · Amount on Record |
| Deed Book / Page | 946 / 40 |
| Last Transfer Date | Apr 03, 2012 |
| Transfer Doc | 0001488/55 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 12098 POPLE RD, CATO, NY 13033-8626 |
| Transaction Type | Mortgage |
| Record Updated | Nov 05, 2025 |
| Name | Verified Name |
|---|
| Document Number | 004665/229 |
|---|---|
| Date | Oct 15, 2025 |
| Book Page | 4665/229 |
| Instrument | 2025-239174 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Nov 01, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAYUGA NY |
| Recording Date | Aug 24, 2021 |
| Property Address | 12098 POPLE RD, CATO, NY 13033-8626 |
| Document Number | 004092/161 |
| Book / Page | 4092 / 161 |
| Instrument Date | Aug 17, 2021 |
| Instrument | 2021-206979 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 PERFIELD RD, CENTRAL SQUARE, NY 13036-3410 |
| Document Number | 2021206980 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2021-206980 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cayuga County and Victory Town records · Assessment roll updated May 1, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Victory Town |
| Unified School District | Cato-Meridian Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,113.00 (+2.36%) Disabled Person's exemption Veteran's exemption | $170,000 (-) Land $23,300 Building $146,700 | $261,538 (+15.38%) Land $35,846 Building $225,692 |
| 2024 | $4,995.00 (+100.36%) | ||
| 2023 | $170,000 Land $23,300 Building $146,700 | $226,667 Land $31,067 Building $195,600 | |
| 2020 | $2,493.00 |
12098 Pople Rd is in FEMA Zone A, inside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Cayuga County (36011C), updated April 30, 2025
| FEMA Flood Zone | Zone A 1% annual chance, no base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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