12098 Gregory Dr SW, Brainerd, MN 56401 Property Records

Cass County property record for 12098 Gregory Dr SW, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,028 sqft · built 1996
Lot Size	6.93 acres (301,871 sqft)
Owner	2 Individual Names on Record
Last Sale	$665,000 (Apr 2019)
Tax Bill	$6,876 (2026)
Deeds & Mortgages	Jan 2021 Refinance Apr 2019 Sale & Mortgage
APN	`41-201-1203`

Property Details

APN / Parcel Number

Primary APN	`41-201-1203`
Alternative APN	`30908`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,028 sqft Base Area
1st Floor Area	2,028 sqft
Basement Area	1,900 sqft
Finished Basement	1,900 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	301,871 sqft (6.93 acres)
Lot Dimensions	300 ft deep x 190 ft wide
View / Lot	Waterfront / Beach
Garage Area	2,143 sqft
Driveway	Driveway
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	204 sqft
Deck Area	298 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	30908
Street Address	12098 GREGORY DR SW
City	BRAINERD
State	MN
Zip	56401-2046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF GOV LOT 1, SEC 1-133-30 DESC AS
Legal Range	30
Legal Township	133
Legal Section	01
Legal Lot Number	1
Jurisdiction	CASS MN
Township / Civil Division	SYLVAN
Census Block Group	3
Census Block	3014
Census Tract	960801

Owner

Source: Cass County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12098 GREGORY DR SW, BRAINERD, MN 56401-2046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Apr 3, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2019 · Amount on Record
Deed Sale	Apr 3, 2019 · Amount on Record
Deed Document Number	201934155
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Property Address	12098 GREGORY DR SW, BRAINERD, MN 56401-2046
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T000035514
Date	Jan 11, 2021
Instrument	T000035514

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MN
Recording Date	Apr 3, 2019
Property Address	12098 GREGORY DR SW, BRAINERD, MN 56401-2046
Document Number	T000034155
Instrument Date	Mar 29, 2019
Instrument	T000034155
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	NOBEL ESCROW & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12098 GREGORY DR SW, BRAINERD, MN 56401-2046

Mortgage

Document Number	T000034156
Date	Apr 3, 2019
Instrument	T000034156

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Cass County
County Subdivision	Sylvan Township
Unified School District	Pillager Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,876.00 (+7.81%) Homeowner's exemption
2025	$6,378.00 (+1.92%)	$1,038,000 (+14.25%) Land $351,500 Building $686,500	$1,038,000 (+14.25%) Land $351,500 Building $686,500
2023	$6,258.00
2022		$908,500 Land $259,500 Building $649,000	$908,500 Land $259,500 Building $649,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 61% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

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