12097 E 148th St S, Webbers Falls, OK 74470 Property Records

Muskogee County property record for 12097 E 148th St S, Webbers Falls, OK 74470

Property Summary

Property Type	Agricultural Vacant Land
Details	4 bd · 3 ba · 2,160 sqft · built 2023
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Last Sale	$9,000 (Feb 2020)
Tax Bill	$1,390 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Feb 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000-03-12N-20E-3-051-15`

Property Details

APN / Parcel Number

Primary APN	`0000-03-12N-20E-3-051-15`
Alternative APNs	`0008005115` `510050016`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,160 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	108,900 sqft (2.5 acres)

Location & Zoning

Account Number	510050016
Street Address	12097 E 148TH ST S
City	WEBBERS FALLS
State	OK
Zip	74470-5200
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Legal Description	T12N R20E S03 NE NE NE SW CONTAINING 2.5 ACRES MORE OR LESS
Legal Range	20E
Legal Township	12N
Legal Section	03
Legal Subdivision	HICKORY RIDGE ADDITION
Jurisdiction	MUSKOGEE OK
Township / Civil Division	WEBBERS FALLS
Census Block Group	1
Census Block	1034
Census Tract	1501

Owner

12097 E 148th St S, agricultural vacant land, is owned and occupied by an individual who bought it in February 2020.

Source: Muskogee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	12097 E 148TH ST S, WEBBERS FALLS, OK 74470-5200
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC
Feb 14, 2020	Affidavit of Death, Transfer NOT AVAILABLE
Feb 14, 2020	Warranty Deed, Transfer · Commercial Mortgage ARMSTRONG BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2020 · Amount on File
Deed Sale	Feb 14, 2020 · Amount on File
Deed Document Number	20201588
Deed Book / Page	4675 / 198
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKOGEE OK
Property Address	12097 E 148TH ST S, WEBBERS FALLS, OK 74470-5200
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002627
Date	Mar 16, 2023
Book Page	4845/624
Instrument	2023-002627

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	362 Months
Due	May 1, 2053

February 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MUSKOGEE OK
Recording Date	Feb 14, 2020
Property Address	12097 E 148TH ST S, WEBBERS FALLS, OK 74470-5200
Document Number	0000001587
Book / Page	004675 / 000196
Instrument Date	Feb 13, 2020
Instrument	1587
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKOGEE OK
Recording Date	Feb 14, 2020
Property Address	12097 E 148TH ST S, WEBBERS FALLS, OK 74470-5200
Document Number	0000001588
Book / Page	4675 / 198
Instrument Date	Feb 13, 2020
Instrument	2020-001588
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	MUSKOGEE ABSTRACT & TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1097, WARNER, OK 74469-1097

Mortgage

Document Number	0000001589
Date	Feb 14, 2020
Instrument	2020-001589

Lender

Name	ARMSTRONG BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 14, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12097 E 148th St S was $1,390 with a homeowner's exemption, up 138,9% from the year before.

Source: Muskogee County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Muskogee County
Unified School District	Webbers Falls Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,663 (+133,2%) Land $11 Building $14,652	$133,303 Land $103 Building $133,200
2025	$1,390.00 (+138,9%) Homeowner's exemption	$11 (-) Land $11
2024	$1.00	$11 (-) Land $11	$103 (-) Land $103 Building $133,200
2023	$1.00	$11 Land $11	$103 Land $103

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12097 E 148th St S in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2019)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12097 E 148th St S is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 41% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cookson Hills Connect Fiber	1,000 / 1,000
Cross Wireless DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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