12095 Timber Ct, Dubuque, IA 52001 Property Records

Dubuque County property record for 12095 Timber Ct, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	5 bd · 7 ba · 2,476 sqft · built 2020
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on Record
Last Sale	$74,875 (Nov 2019)
Tax Bill	$7,852 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-09-280-002`

Property Details

APN / Parcel Number

Primary APN	`10-09-280-002`

Interior

Bedrooms	5 Beds
Full Baths	7 Baths
Half Baths	4 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,476 sqft Living Area
Basement Area	2,476 sqft
Finished Basement	1,600 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	45,302 sqft (1.04 acres)
Garage Type	Attached
Garage Area	1,148 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Open Porch
Deck Area	264 sqft
Patio Area	1,684 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	12095 TIMBER CT
City	DUBUQUE
State	IA
Zip	52001-8233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 TIMBER RIDGE ESTATES;
Legal Subdivision	TIMBER RIDGE ESTATES
Legal Lot Number	5
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	5
Census Block	5002
Census Tract	1104

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12095 TIMBER CT, DUBUQUE, IA 52001-8233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK & TRUST
Dec 10, 2020	Quit Claim Deed, Subdivision Related Transfer NOT AVAILABLE
Nov 6, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2019 · Amount on Record
Deed Sale	Nov 6, 2019 · Amount on Record
Prior Sale	Nov 6, 2019 · Amount on Record
Deed Document Number	0000013700
Last Transfer Date	Dec 10, 2020
Transfer Doc	0000019694
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	12095 TIMBER CT, DUBUQUE, IA 52001-8233
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001554
Date	Jan 27, 2021
Instrument	2021-00001554

Lender

Name	FIDELITY BANK & TRUST
Type	Bank
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

December 2020: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUBUQUE IA
Recording Date	Dec 10, 2020
Property Address	12095 TIMBER CT, DUBUQUE, IA 52001-8233
Document Number	0000019694
Instrument Date	Dec 2, 2020
Instrument	19694
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12095 TIMBER CT DUBUQUE IA 52001, DUBUQUE, IA 52001

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Nov 6, 2019
Property Address	12095 TIMBER CT, DUBUQUE, IA 52001-8233
Document Number	0000013700
Instrument Date	Oct 30, 2019
Instrument	13700
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$119.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1735 ADAIR ST DUBUQUE IA 520014248, DUBUQUE, IA 52001-4248

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$737,100 (+8.14%) Land $98,700 Building $638,400	$737,100 (+8.14%) Land $98,700 Building $638,400
2024	$7,852.00 (-5.85%)
2023		$681,600 (+13.9%) Land $94,000 Building $587,600	$681,600 (+13.9%) Land $94,000 Building $587,600
2022	$8,340.00	$598,420 Land $84,000 Building $514,420
2021			$598,420 Land $84,000 Building $514,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink.

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