12095 Schipper Ct, Aurora, IN 47001 Property Records

Dearborn County property record for 12095 Schipper Ct, Aurora, IN 47001

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,579 sqft · built 2000
Lot Size	0.721 acres (31,407 sqft)
Owner	Individual Name on Record
Last Sale	$212,000 (Jun 2018)
Tax Bill	$2,828 (2025)
Deeds & Mortgages	Aug 2021 Refinance May 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`002-000888-24`

Property Details

APN / Parcel Number

Primary APN	`002-000888-24`
Alternative APNs	`15-07-32-300-137.000-002` `073230013700002` `00000001292`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,579 sqft Living Area
1st Floor Area	1,579 sqft
Basement Area	1,579 sqft
Finished Basement	1,579 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Brick
Roof Material	Asphalt
Lot Area	31,407 sqft (0.721 acres)
Lot Dimensions	257 ft deep x 75 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000001292
Street Address	12095 SCHIPPER CT
City	AURORA
State	IN
Zip	47001-7766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	53-24 INDIAN RIDGE ESTATES LOT 24 32-5-1 0.721A SEC I PLATTED 11-1-99
Legal Subdivision	INDIAN RIDGE ESTATES, SECTION 1
Legal Lot Number	24
Jurisdiction	DEARBORN IN
Township / Civil Division	CENTER
Census Block Group	4
Census Block	4012
Census Tract	80500

Owner

Source: Dearborn County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12095 SCHIPPER CT, AURORA, IN 47001-7766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CIVISTA BANK
May 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage CIVISTA BANK
Dec 29, 2006	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK
Jan 8, 2007	Deed of Trust, Mortgage · Stand-Alone First Mortgage AMERICAN EQUITY MORTGAGE
Jun 5, 2018	Warranty Deed, Transfer UNITED COMMUNITY BANK
Jan 12, 2011	Special Warranty Deed, Transfer · VA Mortgage USAA FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2018 · Amount on Record
Deed Sale	Jun 5, 2018 · Amount on Record
Prior Sale	Jan 12, 2011 · Amount on Record
Deed Document Number	20183169
Prior Transfer Date	Aug 18, 2010
Prior Transfer Doc	2010005783
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEARBORN IN
Property Address	12095 SCHIPPER CT, AURORA, IN 47001-7766
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021007613
Date	Aug 25, 2021
Instrument	2021007613

Lender

Name	CIVISTA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Sep 1, 2035

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEARBORN IN
Property Address	12095 SCHIPPER CT, AURORA, IN 47001-7766
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023002216
Date	May 10, 2023
Instrument	2023002216

Lender

Name	CIVISTA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 21, 2038

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEARBORN IN
Property Address	12095 SCHIPPER CT, AURORA, IN 47001-7766
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200600011872
Date	Dec 29, 2006
Instrument	200600011872

Lender

Name	JPMORGAN CHASE BANK
Type	Seller
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2037

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEARBORN IN
Property Address	12095 SCHIPPER CT, AURORA, IN 47001-7766
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200700000223
Date	Jan 8, 2007
Instrument	200700000223

Lender

Name	AMERICAN EQUITY MORTGAGE
Type	Seller
Address	11933 WESTLINE INDUSTRIAL DR, SAINT LOUIS, MO 63146

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2037

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEARBORN IN
Recording Date	Jun 5, 2018
Property Address	12095 SCHIPPER CT, AURORA, IN 47001-7766
Document Number	2018003169
Instrument Date	Jun 1, 2018
Instrument	2018003169
Transaction Type	Transfer
Record Updated	May 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12095 SCHIPPER CT, AURORA, IN 47001-7766

Mortgage

Document Number	2018003170
Date	Jun 5, 2018
Instrument	2018003170

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2048

January 2011: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DEARBORN IN
Recording Date	Jan 12, 2011
Property Address	12095 SCHIPPER CT, AURORA, IN 47001-7766
Document Number	2011000374
Instrument Date	Jan 4, 2011
Instrument	2011000374
Transaction Type	Transfer
Record Updated	May 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011000375
Date	Jan 12, 2011
Instrument	2011000375

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2041

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Dearborn County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Dearborn County
County Subdivision	Center Township
Unified School District	South Dearborn Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,828.00 (+74.68%) Homeowner's exemption	$222,200 (+28.29%) Land $19,900 Building $202,300	$222,200 (+28.29%) Land $19,900 Building $202,300
2024	$1,619.00 (+2.4%)
2023	$1,581.00 (-8.29%)	$173,200 (-1.93%) Land $19,900 Building $153,300	$173,200 (-1.93%) Land $19,900 Building $153,300
2022	$1,724.00	$176,600 Land $19,900 Building $156,700	$176,600 Land $19,900 Building $156,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1978–2025)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Feb 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA UTILITIES serves 6,415 people · EPA ID IN5215001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Schipper Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures