12095 Roane Ave, Gloucester, VA 23061 Property Records

Gloucester County property record for 12095 Roane Ave, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 896 sqft · built 1940
Lot Size	0.321 acres (14,026 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Mar 2022)
Tax Bill	$1,814 (2025)
Deeds & Mortgages	Jan 2026 Transfer Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15167`

Property Details

APN / Parcel Number

Primary APN	`15167`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	896 sqft Living Area
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,026 sqft (0.321 acres)
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	12095 ROANE AVE
City	GLOUCESTER
State	VA
Zip	23061-2614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	FREEPORT SUBD LOT 25
Legal Subdivision	FREEPORT
Legal Lot Number	25
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	2
Census Block	2040
Census Tract	100101

Owner

Source: Gloucester County records, as of January 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12095 ROANE AVE, GLOUCESTER, VA 23061-2614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Transfer on Death Deed, Transfer
Mar 15, 2022	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Mar 6, 2020	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2022 · Amount on Record
Deed Sale	Mar 15, 2022 · Amount on Record
Prior Sale	Mar 6, 2020 · Amount on Record
Deed Document Number	ID 2201542
Record Updated	Jun 8, 2026

January 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jan 2, 2026
Property Address	12095 ROANE AVE, GLOUCESTER, VA 23061-2614
Document Number	0260000027
Map Reference	MB 1 PG 318
Instrument Date	Dec 3, 2025
Instrument	260000027
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11020 GOULD HILL RD, HANOVER, VA 23069-1827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11020 GOULD HILL RD, HANOVER, VA 23069-1827

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Mar 15, 2022
Property Address	12095 ROANE AVE, GLOUCESTER, VA 23061-2614
Document Number	0220001542
Instrument Date	Mar 9, 2022
Instrument	220001542
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12095 ROANE AVE, GLOUCESTER, VA 23061-2614

Mortgage

Document Number	0220001543
Date	Mar 15, 2022
Instrument	220001543

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Mar 6, 2020
Property Address	12095 ROANE AVE, GLOUCESTER, VA 23061-2614
Document Number	0200001079
Instrument Date	Feb 25, 2020
Instrument	200001079
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 FARNLEY CT, RICHMOND, VA 23223-2145

Mortgage

Document Number	0200001080
Date	Mar 6, 2020
Instrument	200001080

Lender

Name	CAPITAL CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,814.00 (+5.34%)	$295,530 (-) Land $174,470 Building $121,060	$295,530 (-) Land $174,470 Building $121,060
2024	$1,722.00	$295,530 (-) Land $174,470 Building $121,060	$295,530 (-) Land $174,470 Building $121,060
2023	$1,722.00 (+19.5%)	$295,530 (+48.66%) Land $174,470 Building $121,060	$295,530 (+48.66%) Land $174,470 Building $121,060
2022	$1,441.00	$198,800 Land $130,840 Building $67,960	$198,800 Land $130,840 Building $67,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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