12094 W Graves Ave, Beach Park (Waukegan), IL 60087 Property Records

Lake County property record for 12094 W Graves Ave, Beach Park, IL 60087

Property Summary

Property TypeResidential Vacant Land
Lot Size0.185 acres (8,067 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Aug 2020)
Tax Bill$88 (2024)
Deeds & MortgagesAug 2020 Sale & Mortgage
Nov 2019 Foreclosure
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-06-411-013

Property Details

APN / Parcel Number

Primary APN08-06-411-013

Exterior

Lot Area8,067 sqft (0.185 acres)

Location & Zoning

Street Address12094 W GRAVES AVE
CityBEACH PARK
StateIL
Zip60087-2831
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionBEACH VIEW TERRACE LOT 11 BLOCK 22
Legal SubdivisionBEACH VIEW TERRACE
Legal Block22
Legal Lot Number11
JurisdictionLAKE IL
Township / Civil DivisionWAUKEGAN
Census Block Group1
Census Block1026
Census Tract861901

Owner

12094 W Graves Ave, residential vacant land, is owned by an individual who bought it in August 2020.

Source: Lake County records, as of April 29, 2026

Owner of RecordIndividual Name on File
Mailing Address12070 W GRAVES AVE, BEACH PARK, IL 60087-2831
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2020Warranty Deed, Transfer · Conventional with PMI
BANK OF AMERICA
Nov 14, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY
Dec 26, 2017Warranty Deed, Transfer · FHA Mortgage
DIAMOND RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2020 · Amount on File
Deed SaleAug 10, 2020 · Amount on File
Prior SaleNov 14, 2019 · Amount on File
Deed Document Number20207682418
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateAug 10, 2020
Property Address12094 W GRAVES AVE, BEACH PARK, IL 60087-2831
Document Number0007682418
Instrument DateJun 10, 2020
Instrument7682418
Transaction TypeTransfer
Record UpdatedAug 31, 2020
Title CompanyATA/GMT TITLE AGENCY, ATA/GMT TITLE AGCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$255.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12070 W GRAVES AVE BEACH PARK IL 600872831, BEACH PARK, IL 60087-2831

Mortgage

Document Number7682419
DateAug 10, 2020
Instrument7682419
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 9, 2050
Interest
Rate2.75%

November 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionLAKE IL
Recording DateNov 14, 2019
Property Address12094 W GRAVES AVE, BEACH PARK, IL 60087-2831
Document Number0007608902
Instrument DateNov 14, 2019
Instrument7608902
Transaction TypeForeclosure
Record UpdatedDec 5, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address127 BAKER RD LAKE BLUFF IL 600441424, LAKE BLUFF, IL 60044-1424

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateDec 26, 2017
Property Address12094 W GRAVES AVE, BEACH PARK, IL 60087-2831
Document Number0007453087
Map ReferenceMB S PG 42&43
Instrument DateDec 15, 2017
Instrument7453087
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyATTORNEYS TITLE GUARANTY FUN

Transaction

AmountAmount on Record
Tax$140.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12070 W GRAVES AVE, BEACH PARK, IL 60087-2831

Mortgage

Document Number0007453088
DateDec 26, 2017
Instrument7453088
Lender
NameDIAMOND RESIDENTIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2048
Interest
Rate TypeFixed Rate
Rate5%

Mortgage

Document Number0007453088
DateDec 26, 2017
Instrument7453088
Lender
NameDIAMOND RESIDENTIAL MORTGAGE CORP
TypeMortgage Company
AddressGURNEE, IL 60031
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2048
Interest
Rate TypeFixed Rate
Rate5%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBeach Park Village
CountyLake County
County SubdivisionWaukegan Township
Unified School DistrictWaukegan Community Unit School District 60 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,369 Land $1,369$4,107 Land $4,107
2024$88.00 (-74.64%)
2023$347.00 (+5.47%)$1,121 (-74.96%) Land $1,121$3,363 (-74.96%) Land $3,363
2022$329.00$4,476 Land $4,476$13,429 Land $13,429

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12094 W Graves Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2011–2012)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2012

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12094 W Graves Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWAUKEGAN
serves 87,149 people · EPA ID IL0971900
Water SourceSurface water
Last State InspectionApr 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

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