12092 X Ave, Sumner, IA 50674 Property Records

Fayette County property record for 12092 X Ave, Sumner, IA 50674

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,659 sqft · built 1900
Lot Size9.94 acres (432,986 sqft)
OwnerIndividual Name on Record
Last Sale$69,000 (Jan 2005)
Tax Bill$2,294 (2026)
Deeds & MortgagesMay 2023 Line of Credit
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1305300005

Property Details

APN / Parcel Number

Primary APN1305300005

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,659 sqft Living Area
1st Floor Area976 sqft
Basement Area732 sqft
Unfinished Basement732 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialMetal
Lot Area432,986 sqft (9.94 acres)
Garage TypeDetached
Garage Area1,280 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area75 sqft
Patio Area340 sqft
Shed1 Shed
GranaryGranary
SiloSilo

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address12092 X AVE
CitySUMNER
StateIA
Zip50674-7668
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARCEL C SW SW, SURVEY BK 2004/4538
JurisdictionFAYETTE IA
Township / Civil DivisionFREMONT
Census Block Group2
Census Block2007
Census Tract80300

Owner

Source: Fayette County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12092 X AVE, SUMNER, IA 50674-7668
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 2, 2023Deed of Trust, Mortgage · Line of Credit
VERIDIAN CU
Apr 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
VERIDIAN CU
Apr 26, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2005 · Amount on Record
Deed SaleJan 11, 2005 · Amount on Record
Deed Document Number2005106
Deed Book / Page2005 / 106
Last Transfer DateApr 20, 2021
Transfer Doc02021/1465
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE IA
Property Address12092 X AVE, SUMNER, IA 50674-7668
Transaction TypeMortgage
Record UpdatedJul 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02023/1075
DateMay 2, 2023
Book Page2023/1075
Instrument2023-1075
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 1, 2048

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE IA
Property Address12092 X AVE, SUMNER, IA 50674-7668
Transaction TypeMortgage
Record UpdatedOct 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021/1496
DateApr 27, 2021
Book Page2021/1496
Instrument2021-1496
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 10, 2031
Interest
Rate TypeFixed Rate

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFAYETTE IA
Recording DateApr 26, 2021
Property Address12092 X AVE, SUMNER, IA 50674-7668
Document Number2021/1465
Book / Page2021 / 1465
Instrument DateApr 20, 2021
Instrument2021-1465
Transaction TypeTransfer
Record UpdatedOct 26, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12092 X AVE, SUMNER, IA 50674-7668

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateIowa
CountyFayette County
Unified School DistrictSumner-Fredericksburg Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,294.00$219,870 (-) Land $88,640 Building $131,230$219,870 (-) Land $88,640 Building $131,230
2025$2,294.00 (+6.7%) Homeowner's exemption$219,870 (+36.4%) Land $88,640 Building $131,230$219,870 (+36.4%) Land $88,640 Building $131,230
2024$2,150.00 (+40.34%)
2023$161,190 (+26.82%) Land $88,640 Building $72,550$161,190 (+26.82%) Land $88,640 Building $72,550
2022$1,532.00 Homeowner's exemption$127,100 Land $70,230 Building $56,870
2021$127,100 Land $70,230 Building $56,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimJul 2017 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hawkeye Telephone
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
GigFire
Fixed Wireless
150 / 130

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