12092 Steele Rd, Big Flats, NY 14814 Property Records

Steuben County and Corning Town property record for 12092 Steele Rd, Big Flats, NY 14814

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,800 sqft · built 1968
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Nov 2010)
Tax Bill	$9,709 (2026)
Deeds & Mortgages	Jun 2017 Mortgage Aug 2013 Mortgage + 5 more
APN	`463889 319.12-01-021.200`

Property Details

APN / Parcel Number

Primary APN	`463889 319.12-01-021.200`
Alternative APN	`38893190120001021200`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,800 sqft Living Area
1st Floor Area	1,400 sqft
2nd Floor Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Porch	Patio
Porch Area	408 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	12092 STEELE RD
City	BIG FLATS
State	NY
Zip	14814-9620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONF
Legal Block	1
Legal Lot Number	21.200
Jurisdiction	STEUBEN NY
Township / Civil Division	CORNING
Census Block Group	3
Census Block	3012
Census Tract	962800

Owner

Source: Steuben County and Corning Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12092 STEELE RD, BIG FLATS, NY 14814-9620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2017	Deed of Trust, Mortgage CORNING FEDERAL CREDIT UNION
Aug 6, 2013	Deed of Trust, Mortgage CORNING FEDERAL CREDIT UNION
May 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CORNING FCU
May 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CORNING FCU
Nov 1, 2010	Deed, Transfer CORNING FEDERAL CREDIT UNION
Nov 1, 2010	Deed, Transfer
Aug 22, 2007	Deed, Transfer JOHN W MALONEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2010 · Amount on Record
Deed Sale	Nov 1, 2010 · Amount on Record
Prior Sale	Nov 1, 2010 · Amount on Record
Deed Book / Page	2300 / 261
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	12092 STEELE RD, BIG FLATS, NY 14814-9620
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004179/0000000023
Date	Jun 2, 2017
Book Page	0000004179/0000000023

Lender

Name	CORNING FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	55 Months
Due	Jan 1, 2022

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	12092 STEELE RD, BIG FLATS, NY 14814-9620
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003707/0000000219
Date	Aug 6, 2013
Book Page	0000003707/0000000219

Lender

Name	CORNING FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	53 Months
Due	Jan 1, 2018

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	12092 STEELE RD, BIG FLATS, NY 14814-9620
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004529/311
Date	May 13, 2020
Book Page	4529/311
Instrument	DL0269

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	12092 STEELE RD, BIG FLATS, NY 14814-9620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4529/311
Date	May 13, 2020
Book Page	4529/311
Instrument	DL0269

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

November 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	STEUBEN NY
Recording Date	Nov 1, 2010
Property Address	12092 STEELE RD, BIG FLATS, NY 14814-9620
Document Number	0000002300/0000000258
Book / Page	0000002300 / 0000000258
Instrument Date	Oct 28, 2010
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12092 STEELE RD, BIG FLATS, NY 14814-9620

Mortgage

Document Number	0000003308/0000000280
Date	Nov 1, 2010
Book Page	0000003308/0000000280

Lender

Name	CORNING FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	338 Months
Due	Jan 1, 2039

November 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	STEUBEN NY
Recording Date	Nov 1, 2010
Property Address	12092 STEELE RD, BIG FLATS, NY 14814-9620
Document Number	0000002300/0000000261
Book / Page	0000002300 / 0000000261
Instrument Date	Oct 25, 2010
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12092 STEELE RD, BIG FLATS, NY 14814-9620

August 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	STEUBEN NY
Recording Date	Aug 22, 2007
Property Address	12092 STEELE RD, BIG FLATS, NY 14814-9620
Document Number	0000002111/0000000171
Book / Page	0000002111 / 0000000171
Instrument Date	Aug 22, 2007
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	JOHN W MALONEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12092 STEELE RD, BIG FLATS, NY 14814-9620

Tax Assessment & Valuation

Source: Steuben County and Corning Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
County Subdivision	Corning Town
Unified School District	Corning City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,709.00 (+0.59%) Homeowner's exemption
2025	$9,652.00 (+215.73%)	$290,000 (-) Land $33,800 Building $256,200	$333,333 (+10.34%) Land $38,851 Building $294,482
2023		$290,000 (-) Land $33,800 Building $256,200	$302,083 (+4.17%) Land $35,208 Building $266,875
2022		$290,000 Land $33,800 Building $256,200	$290,000 Land $33,800 Building $256,200
2021	$3,057.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (1996–2018)
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Xtreme5G.

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