Hernando County property record for 12092 Rockford St, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,458 sqft · built 2001 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (Jun 2025) |
| Tax Bill | $3,524 (2025) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5200-1273-0030 |
| Primary APN | R32-323-17-5200-1273-0030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,458 sqft Living Area |
| Gross Area | 2,052 sqft |
| 1st Floor Area | 1,458 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 382 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
|---|---|
| Porch Area | 212 sqft |
| Patio Area | 24 sqft |
| Utility Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00688367 |
|---|---|
| Street Address | 12092 ROCKFORD ST |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-2153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 20 BLK 1273 LOT 3 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 20 |
| Legal Block | 1273 |
| Legal Lot Number | 3 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 41003 |
Source: Hernando County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12092 ROCKFORD ST, SPRING HILL, FL 34608-2153 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 24, 2025 | Warranty Deed, Transfer · FHA Mortgage THE LOAN STORE INC |
| Feb 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 8, 2018 | Warranty Deed, Transfer · Conventional Mortgage PATRIOT LNDG SVCS |
| Oct 5, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2025 · Amount on Record |
| Deed Sale | Jun 24, 2025 · Amount on Record |
| Prior Sale | Nov 8, 2018 · Amount on Record |
| Deed Document Number | 202543593 |
| Deed Book / Page | 4576 / 433 |
| Prior Transfer Date | Oct 12, 2015 |
| Prior Transfer Doc | 0032940447 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 24, 2025 |
| Property Address | 12092 ROCKFORD ST, SPRING HILL, FL 34608-2153 |
| Document Number | 0045760433 |
| Book / Page | 4576 / 433 |
| Map Reference | MB 9 PG 65-80 |
| Instrument Date | Jun 16, 2025 |
| Instrument | 2025043593 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | EXPRESS TITLE & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5205 MARBELLA ISLE DR, ORLANDO, FL 32837-4748 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12092 ROCKFORD ST, SPRING HILL, FL 34608-2153 |
| Document Number | 0004576435 |
|---|---|
| Date | Jun 24, 2025 |
| Instrument | 4576/435 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 12092 ROCKFORD ST, SPRING HILL, FL 34608-2153 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5205 MARBELLA ISLE DR, ORLANDO, FL 32837-4748 |
| Document Number | 0041210726 |
|---|---|
| Date | Feb 1, 2022 |
| Book Page | 4121/726 |
| Instrument | 2022008600 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Nov 8, 2018 |
| Property Address | 12092 ROCKFORD ST, SPRING HILL, FL 34608-2153 |
| Document Number | 0036401976 |
| Book / Page | 003640 / 001976 |
| Instrument Date | Nov 6, 2018 |
| Instrument | 67663 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2018 |
| Title Company | REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $955.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10046 DUNKIRK RD SPRING HILL FL 346084456, SPRING HILL, FL 34608-4456 |
| Document Number | 36401978 |
|---|---|
| Date | Nov 8, 2018 |
| Book Page | 003640/001978 |
| Instrument | 67664 |
| Name | PATRIOT LNDG SVCS |
|---|---|
| Address | CARNEGIE, PA 15106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 7, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Oct 5, 2018 |
| Property Address | 12092 ROCKFORD ST, SPRING HILL, FL 34608-2153 |
| Document Number | 0036300299 |
| Book / Page | 003630 / 000299 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 60571 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $805.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5342 BUTTONWOOD DR NEW PORT RICHEY FL 346525001, NEW PORT RICHEY, FL 34652-5001 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,524.00 (+32.23%) | $185,640 (+21%) | $214,724 (+4.09%) Land $38,500 Building $176,224 |
| 2023 | $153,422 Land $153,422 | ||
| 2022 | $2,665.00 | $206,278 Land $30,500 Building $175,778 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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