Pinellas County property record for 12092 Ridge Rd, Largo, FL 33778
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,340 sqft · built 1987 |
| Lot Size | 0.246 acres (10,733 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $76,900 (Oct 1993) |
| Tax Bill | $1,695 (2025) |
| Deeds & Mortgages | Nov 2021 Transfer Jan 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-749-9085-4 |
| Primary APN | C62-000-749-9085-4 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,340 sqft Living Area |
| Gross Area | 1,858 sqft |
| 1st Floor Area | 1,340 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 10,733 sqft (0.246 acres) |
| Lot Dimensions | 154 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 12 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R102344 |
|---|---|
| Street Address | 12092 RIDGE RD |
| City | LARGO |
| State | FL |
| Zip | 33778-2514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGE HAVEN SUB LOT 21 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 9 |
| Legal Subdivision | RIDGE HAVEN SUB |
| Legal Tract | 74890 |
| Legal Lot Number | 21 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 25307 |
Source: Pinellas County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12092 RIDGE RD, LARGO, FL 33778-2514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2021 | Intrafamily Transfer, Transfer |
| Jan 10, 2019 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 1993 · Amount on Record |
| Deed Sale | Oct 11, 1993 · Amount on Record |
| Deed Book / Page | 8432 / 1246 |
| Last Transfer Date | Nov 12, 2021 |
| Transfer Doc | 0218061028 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Nov 15, 2021 |
| Property Address | 12092 RIDGE RD, LARGO, FL 33778-2514 |
| Document Number | 0218061028 |
| Book / Page | 21806 / 1028 |
| Map Reference | MB 90 PG 81 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 2021371649 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12092 RIDGE RD, LARGO, FL 33778-2514 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 12092 RIDGE RD, LARGO, FL 33778-2514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0203932256 |
|---|---|
| Date | Jan 10, 2019 |
| Book Page | 20393/2256 |
| Instrument | 2019011644 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 8, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,695.00 (+6.6%) Homeowner's exemption | $131,488 (+5.99%) | $365,844 (+9.87%) Land $154,167 Building $211,677 |
| 2024 | $1,590.00 (+2.65%) | ||
| 2023 | $1,549.00 (+4.03%) Homeowner's exemption | $124,060 (+3%) | $332,965 (+9.59%) Land $164,901 Building $168,064 |
| 2022 | $1,489.00 Homeowner's exemption | $120,447 | $303,817 Land $170,116 Building $133,701 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 5 (1998–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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