12092 104th Ct, Largo, FL 33778 Property Records

Pinellas County property record for 12092 104th Ct, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,325 sqft · built 1974
Lot Size	0.287 acres (12,519 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Dec 2025)
Tax Bill	$1,608 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Mar 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-7953-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-7953-3`
Alternative APNs	`16-30-15-64755-002-0120` `301516647550020120` `153016647550020120` `R172926`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,325 sqft Living Area
Gross Area	2,083 sqft
1st Floor Area	1,325 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	12,519 sqft (0.287 acres)
Lot Dimensions	144 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	257 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R172926
Street Address	12092 104TH CT
City	LARGO
State	FL
Zip	33778-3524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORANGEWOOD HIGHLANDS BLK 2, LOT 12
Legal Range	15E
Legal Township	30S
Legal Section	16
Legal Subdivision	ORANGEWOOD HIGHLANDS
Legal Tract	64755
Legal Block	2
Legal Lot Number	12
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	1
Census Block	1024
Census Tract	25119

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12092 104TH CT, LARGO, FL 33778-3524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 18, 2026	Correction Deed COASTLINE TITLE/PINELLAS LLC, COASTLINE TITLE OF PINELLAS
Mar 6, 2018	Deed of Trust, Mortgage · Line of Credit GTE FCU
Apr 12, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Prior Sale	Apr 1, 2017 · Amount on Record
Deed Document Number	2025364361
Deed Book / Page	23407 / 504
Prior Transfer Date	Apr 6, 2017
Prior Transfer Doc	0195872289
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 30, 2025
Property Address	12092 104TH CT, LARGO, FL 33778-3524
Document Number	0234070504
Book / Page	23407 / 504
Map Reference	MB 67 PG 98
Instrument Date	Dec 23, 2025
Instrument	2025364361
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	COASTLINE TITLE/PINELLAS LLC, COASTLINE TITLE OF PINELLAS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1150 8TH AVE SW APT 2901, 2901, LARGO, FL 33770-3178

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12092 104TH CT, SEMINOLE, FL 33778-3524

Mortgage

Document Number	0023407506
Date	Dec 30, 2025
Instrument	23407/506

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 18, 2026
Property Address	12092 104TH CT, LARGO, FL 33778-3524
Document Number	0234910230
Book / Page	23491 / 230
Map Reference	MB 67 PG 98
Instrument Date	Dec 23, 2025
Instrument	2026073153
Record Updated	Apr 2, 2026
Title Company	COASTLINE TITLE/PINELLAS LLC, COASTLINE TITLE OF PINELLAS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1150 8TH AVE SW APT 2901, 2901, LARGO, FL 33770-3178

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12092 104TH CT, SEMINOLE, FL 33778-3524

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12092 104TH CT, SEMINOLE, FL 33778-3524
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0199642356
Date	Mar 6, 2018
Book Page	19964/2356
Instrument	2018069169

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 12, 2017
Property Address	12092 104TH CT, SEMINOLE, FL 33778-3524
Document Number	0195872289
Book / Page	019587 / 002289
Instrument Date	Apr 6, 2017
Instrument	112748
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12092 104TH CT LARGO FL 337783524, LARGO, FL 33778-3524

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Seminole City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,608.00 (+17.2%)	$132,691 (+5.99%)	$356,165 (+1.04%) Land $166,727 Building $189,438
2024	$1,372.00 (+2.31%)
2023	$1,341.00 (+3.79%) Homeowner's exemption	$125,195 (+3%)	$352,505 (+12.59%) Land $205,763 Building $146,742
2022	$1,292.00 Homeowner's exemption	$121,549	$313,089 Land $202,089 Building $111,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	7 (1981–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, T-Mobile, Verizon.

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