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1209 Shadow Ridge Xing, O Fallon, IL 62269 Property Records

St. Clair County property record for 1209 Shadow Ridge Xing, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,232 sqft · built 1990
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Deeds & MortgagesOct 2023 Transfer
Jan 2018 Line of Credit
APN04-20-0-202-016

Property Details

APN / Parcel Number

Primary APN04-20-0-202-016

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,232 sqft Living Area
Basement Area1,504 sqft
Unfinished Basement1,504 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1997
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Lot Area12,632 sqft (0.29 acres)
Garage TypeAttached
Garage Area728 sqft

Exterior Amenities

PorchSlab
Porch Area752 sqft
Deck Area168 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1209 SHADOW RIDGE XING
CityO FALLON
StateIL
Zip62269-3119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTHWOODS 4TH ADD LOT/SEC-97 A02350574 A02795608
Legal SubdivisionNORTHWOODS 4TH ADD
Legal Block202
Legal Lot Number97
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group1
Census Block1002
Census Tract504351

Owner

1209 Shadow Ridge Xing is owned and occupied by two individuals who acquired it in October 2023.

Source: St. Clair County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address1209 SHADOW RIDGE XING, O FALLON, IL 62269-3119
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2023Transfer on Death Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 19, 2018Deed of Trust, Mortgage · Line of Credit
FIRST CMNTY CU/BELOIT

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 12, 2023
Transfer Doc0002795608
Record UpdatedOct 29, 2026

October 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionST CLAIR IL
Recording DateOct 24, 2023
Property Address1209 SHADOW RIDGE XING, O FALLON, IL 62269-3119
Document Number0A02795608
Map ReferenceMB 86 PG 26
Instrument DateOct 12, 2023
InstrumentA02795608
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1209 SHADOW RIDGE XING, O FALLON, IL 62269-3119

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address1209 SHADOW RIDGE XING, O FALLON, IL 62269-3119
Document Number00A2569102
Instrument DateJan 19, 2018
Transaction TypeMortgage
Record UpdatedMar 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1209 SHADOW RIDGE XING O FALLON IL 622693119, O FALLON, IL 62269-3119

Mortgage

Document Number00A2569102
DateMar 5, 2018
Instrument2569102
Lender
NameFIRST CMNTY CU/BELOIT
TypeCredit Union
AddressCHESTERFIELD, MO 63005
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueMar 4, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$125,460 (+9.62%) Land $20,953 Building $104,507$376,380 (+9.62%) Land $62,859 Building $313,521
2024$114,450 Land $19,114 Building $95,336$343,350 Land $57,342 Building $286,008
2022$93,390 Land $15,597 Building $77,793$280,170 Land $46,791 Building $233,379

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1209 Shadow Ridge Xing; 7 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1209 Shadow Ridge Xing has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO FALLON
serves 46,603 people · EPA ID IL1631100
Water SourcePurchased surface water from IL AMERICAN-EAST ST LOUIS
Last State InspectionNov 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20
Wisper ISP
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shadow Ridge Xing

Nearby Streets

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