Taylor County property record for 1209 S Saddle Lakes Dr, Abilene, TX 79602
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,359 sqft · built 2002 |
| Lot Size | 1.48 acres (64,904 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,069,300 (Sep 2021) |
| Tax Bill | $15,139 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Jun 2023 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 43600001700 |
| Primary APN | 43600001700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,359 sqft Living Area |
| Gross Area | 5,181 sqft |
| 1st Floor Area | 3,041 sqft |
| 2nd Floor Area | 1,318 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 64,904 sqft |
| Lot Dimensions | 616 ft deep x 105 ft wide |
| Garage Type | Attached |
| Garage Area | 822 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 883 sqft |
| Porch | Open Porch |
| Porch Area | 976 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1209 S SADDLE LAKES DR |
|---|---|
| City | ABILENE |
| State | TX |
| Zip | 79602-5473 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKES AT SADDLE CREEK SUBD, BLOCK A, LOT 17, ACRES 1.49 |
| Legal Subdivision | LAKES AT SADDLE CREEK SUBD |
| Legal Block | A |
| Legal Lot Number | 17 |
| Jurisdiction | TAYLOR TX |
| Township / Civil Division | ABILENE |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 13404 |
Source: Taylor County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1209 S SADDLE LAKES DR, ABILENE, TX 79602-5473 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TEXASBANK |
| Jun 12, 2023 | Warranty Deed, Transfer |
| Sep 3, 2021 | Vendor's Lien, Transfer · Stand-Alone First Mortgage CIERA BANK |
| Jun 25, 2020 | Deed of Trust, Mortgage · Construction Mortgage FIRST FINANCIAL BANK NA |
| Jun 25, 2020 | Deed of Trust, Construction Loan · Line of Credit FIRST FIN'L BK&TR |
| Jun 16, 2020 | Vendor's Lien, Transfer · Conventional Mortgage FIRST FINANCIAL BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2021 · Amount on Record |
| Deed Sale | Sep 3, 2021 · Amount on Record |
| Prior Sale | Jun 16, 2020 · Amount on Record |
| Deed Document Number | 202120019 |
| Prior Transfer Date | Aug 30, 2021 |
| Prior Transfer Doc | 0000020019 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAYLOR TX |
| Property Address | 1209 S SADDLE LAKES DR, ABILENE, TX 79602-5473 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000007845 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 2022-00007845 |
| Name | TEXASBANK |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76109 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TAYLOR TX |
| Recording Date | Jun 12, 2023 |
| Property Address | 1209 S SADDLE LAKES DR, ABILENE, TX 79602-5473 |
| Document Number | 0000009541 |
| Map Reference | CAB 3 SL 164 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 2023-00009541 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8141 SADDLE CREEK RD, ABILENE, TX 79602-5475 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | TAYLOR TX |
| Recording Date | Sep 3, 2021 |
| Property Address | 1209 S SADDLE LAKES DR, ABILENE, TX 79602-5473 |
| Document Number | 0000020019 |
| Map Reference | CAB 3 SL 327 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 2021-00020019 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Title Company | SUPERIOR TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1581, EASTLAND, TX 76448-8581 |
| Name | Verified Name |
|---|---|
| Address | 1209 S SADDLE LAKES DR, ABILENE, TX 79602-5473 |
| Document Number | 0000020020 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 2021-00020020 |
| Name | CIERA BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Aug 20, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAYLOR TX |
| Property Address | 1209 S SADDLE LAKES DR, ABILENE, TX 79602-5473 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000010832 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 2020-00010832 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | SAN ANGELO, TX 76902 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 64 Months |
| Due | Oct 24, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAYLOR TX |
| Recording Date | Jun 25, 2020 |
| Property Address | 1209 S SADDLE LAKES DR, ABILENE, TX 79602-5473 |
| Document Number | 0000010831 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 10831 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1206 S SADDLE LAKES DR BASTROP TX 78602, BASTROP, TX 78602 |
| Document Number | 0000010831 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 10831 |
| Name | FIRST FIN'L BK&TR |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN ANGELO, TX 76902-5291 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | TAYLOR TX |
| Recording Date | Jun 16, 2020 |
| Property Address | 1209 S SADDLE LAKES DR, ABILENE, TX 79602-5473 |
| Document Number | 0000010053 |
| Map Reference | CAB 3 SL 327 |
| Instrument Date | Jun 12, 2020 |
| Instrument | 2020-00010053 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Title Company | BIG COUNTRY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1934 BENZ DR, 1934, ABILENE, TX 79602-5239 |
| Name | Verified Name |
|---|---|
| Address | 1209 SADDLE LAKES DR, ABILENE, TX 79602-9414 |
| Document Number | 0000010054 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 2020-00010054 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Taylor County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Abilene City |
| County | Taylor County |
| Unified School District | Wylie Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $943,504 (+3.14%) Land $76,782 Building $866,722 | $943,504 (+3.14%) Land $76,782 Building $866,722 | |
| 2025 | $15,139.00 (-6.5%) Homeowner's exemption Senior Citizen's exemption | $914,803 (+2.97%) Land $76,782 Building $838,021 | $914,803 (+2.97%) Land $76,782 Building $838,021 |
| 2024 | $888,440 (+4.6%) Land $76,782 Building $811,658 | $888,440 (+4.6%) Land $76,782 Building $811,658 | |
| 2023 | $16,191.00 (-18.83%) | $849,369 (+0.47%) Land $76,782 Building $772,587 | $849,369 (+0.47%) Land $76,782 Building $772,587 |
| 2022 | $19,947.00 | $845,361 Land $76,782 Building $768,579 | $845,361 Land $76,782 Building $768,579 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 62% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POTOSI WSC serves 7,413 people · EPA ID TX2210008 |
|---|---|
| Water Source | Purchased surface water from CITY OF ABILENE |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Lead public education Dec 2013 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Taylor Telephone Cooperative Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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