Hennepin County property record for 1209 River Terrace Dr, Bloomington, MN 55431
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.25 ba · 2,536 sqft · built 1993 |
| Lot Size | 1.03 acres (45,302 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $644,000 (Jul 2025) |
| Tax Bill | $9,815 (2025) |
| Deeds & Mortgages | Jun 2022 Transfer Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-027-24-43-0060 |
| Primary APN | 21-027-24-43-0060 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,536 sqft Living Area |
| Gross Area | 6,073 sqft |
| 1st Floor Area | 2,536 sqft |
| Basement Area | 3,537 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 45,302 sqft |
| Lot Dimensions | 459 ft deep x 100 ft wide |
| View / Lot | River |
| Garage Type | Attached |
| Garage Area | 748 sqft |
| Porch | Screened Porch |
|---|---|
| Porch Area | 204 sqft |
| Deck Area | 217 sqft |
| Patio Area | 180 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 1209 RIVER TERRACE DR |
|---|---|
| City | MINNEAPOLIS |
| State | MN |
| Zip | 55431-4229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 003 BLOCK 001 A RUSSELL KLADIS 2ND ADDN N 100X459X100X460 |
| Legal Range | 24 |
| Legal Township | 027 |
| Legal Section | 21 |
| Legal Quarter | 43 |
| Legal Subdivision | RUSSELL KLADIS 2ND ADDN |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | BLOOMINGTON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 25801 |
1209 River Terrace Dr is owned and occupied by two individuals who bought it in July 2025.
Source: Hennepin County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1209 RIVER TERRACE DR, MINNEAPOLIS, MN 55431-4229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 27, 2022 | Intrafamily Transfer, Transfer |
| Oct 16, 2020 | Grant Deed, Transfer · Conventional Mortgage RICHFIELD BLOOMINGTON CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2025 · Amount on File |
| Deed Sale | Jul 15, 2025 · Amount on File |
| Prior Sale | Oct 16, 2020 · Amount on File |
| Deed Document Number | 202511386043 |
| Prior Transfer Date | Jun 13, 2022 |
| Prior Transfer Doc | 0011122682 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jun 27, 2022 |
| Property Address | 1209 RIVER TERRACE DR, BLOOMINGTON, MN 55431-4229 |
| Document Number | 0A11122682 |
| Instrument Date | Jun 13, 2022 |
| Instrument | A11122682 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1209 RIVER TERRACE DR, BLOOMINGTON, MN 55431-4229 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Oct 16, 2020 |
| Property Address | 1209 RIVER TERRACE DR, BLOOMINGTON, MN 55431-4229 |
| Document Number | 0010855507 |
| Instrument Date | Jul 9, 2020 |
| Instrument | 10855507 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,717.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1209 RIVER TERRACE DR BLOOMINGTON MN 554314229, BLOOMINGTON, MN 55431-4229 |
| Document Number | 10855508 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 10855508 |
| Name | RICHFIELD BLOOMINGTON CU |
|---|---|
| Type | Credit Union |
| Address | RICHFIELD, MN 55423 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 15, 2050 |
The 2025 property tax bill for 1209 River Terrace Dr was $9,815.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Bloomington City |
| Unified School District | Bloomington Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,815.00 | $674,600 Land $269,000 Building $405,600 | $674,600 Land $269,000 Building $405,600 |
| 2023 | $7,177.00 Homeowner's exemption | ||
| 2022 | $592,700 Land $201,500 Building $391,200 | $592,700 Land $201,500 Building $391,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1209 River Terrace Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1209 River Terrace Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Bloomington serves 91,300 people · EPA ID MN1270001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire, T-Mobile.
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