1209 Red Orchard Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 1209 Red Orchard Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,060 sqft · built 2001
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$436,900 (Apr 2018)
Tax Bill	$5,659 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`T001700397`

Property Details

APN / Parcel Number

Primary APN	`T001700397`
Alternative APN	`4-0036-8115-00-0044.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,060 sqft Living Area
Gross Area	4,884 sqft
1st Floor Area	1,768 sqft
Basement Area	1,348 sqft
Finished Basement	944 sqft
Unfinished Basement	404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	105 sqft
Deck Area	Deck Area
Patio Area	235 sqft

Location & Zoning

Account Number	T001700397
Street Address	1209 RED ORCHARD CT
City	O FALLON
State	MO
Zip	63368-8292
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RED ORCHARD VLG LOT 44
Legal Subdivision	RED ORCHARD VLG
Legal Lot Number	44
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1024
Census Tract	311153

Owner

1209 Red Orchard Ct is owned and occupied by two individuals who bought it in April 2018.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1209 RED ORCHARD CT, O FALLON, MO 63368-8292
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage FIRST ST BK/ST CHARLES
Sep 25, 2019	Deed of Trust, Mortgage FIRST ST BK/ST CHARLES
Apr 20, 2018	Quit Claim Deed, Transfer FIRST ST BK/ST CHARLES
Jul 14, 2017	Warranty Deed, Transfer FIRST ST BK/ST CHARLES
Feb 1, 2017	Quit Claim Deed, Transfer GOLDEN OAK LNDG
Feb 1, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2018 · Amount on File
Deed Sale	Apr 20, 2018 · Amount on File
Prior Sale	Jul 14, 2017 · Amount on File
Deed Document Number	2018214580
Deed Book / Page	6907 / 1819
Prior Transfer Date	Jan 20, 2017
Prior Transfer Doc	0066940228
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1209 RED ORCHARD CT, O FALLON, MO 63368-8292
Document Number	0000094933
Instrument Date	Nov 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1209 RED ORCHARD CT O FALLON MO 633688292, O FALLON, MO 63368-8292

Mortgage

Document Number	0000094933
Date	Dec 4, 2020
Instrument	94933

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1209 RED ORCHARD CT, O FALLON, MO 63368-8292
Document Number	0071540985
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1209 RED ORCHARD CT O FALLON MO 633688292, O FALLON, MO 63368-8292

Mortgage

Document Number	0071540985
Date	Oct 2, 2019
Book Page	007154/000985
Instrument	545550

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 20, 2018
Property Address	1209 RED ORCHARD CT, O FALLON, MO 63368-8292
Document Number	0069071819
Book / Page	006907 / 001819
Instrument Date	Apr 5, 2018
Instrument	214580
Transaction Type	Transfer
Record Updated	Apr 27, 2018
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1209 RED ORCHARD CT O FALLON MO 633688292, O FALLON, MO 63368-8292

Mortgage

Document Number	69071821
Date	Apr 20, 2018
Book Page	006907/001821
Instrument	214590

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 14, 2017
Property Address	1209 RED ORCHARD CT, O FALLON, MO 63368-8292
Document Number	0067750469
Book / Page	006775 / 000469
Instrument Date	Jul 14, 2017
Instrument	435740
Transaction Type	Transfer
Record Updated	Aug 30, 2017
Title Company	CLEAR TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1209 RED ORCHARD CT O FALLON MO 633688292, O FALLON, MO 63368-8292

Mortgage

Document Number	67750471
Date	Jul 14, 2017
Book Page	006775/000471
Instrument	435750

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 1, 2017
Property Address	1209 RED ORCHARD CT, O FALLON, MO 63368-8292
Document Number	0066940228
Book / Page	006694 / 000228
Instrument Date	Jan 26, 2017
Instrument	70030
Transaction Type	Transfer
Record Updated	Feb 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 RED ORCHARD CT O FALLON MO 633688292, O FALLON, MO 63368-8292

Mortgage

Document Number	66940234
Date	Feb 1, 2017
Book Page	006694/000234
Instrument	70060

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 1, 2017
Property Address	1209 RED ORCHARD CT, O FALLON, MO 63368-8292
Document Number	0066940226
Book / Page	006694 / 000226
Instrument Date	Jan 26, 2017
Instrument	70020
Transaction Type	Transfer
Record Updated	Feb 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 RED ORCHARD CT O FALLON MO 633688292, O FALLON, MO 63368-8292

Tax Assessment & Valuation

The 2025 property tax bill for 1209 Red Orchard Ct was $5,659, up 3.4% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,275 (-)	$448,816 (-) Land $80,000 Building $368,816
2025	$5,659.00 (+3.38%)	$85,275	$448,816 Land $80,000 Building $368,816
2024	$5,474.00
2023		$80,127
2022			$421,722 Land $65,000 Building $356,722

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1209 Red Orchard Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2006–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1209 Red Orchard Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Gateway Fiber, Verizon.

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