1209 Phoenix St, Niles, MI 49120 Property Records

Berrien County property record for 1209 Phoenix St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,140 sqft
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$131,000 (Aug 2021)
Tax Bill	$1,794 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-4510-0243-00-7`

Property Details

APN / Parcel Number

Primary APN	`71-4510-0243-00-7`
Alternative APN	`11-71-4510-0243-00-7`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,140 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	400 sqft
Unfinished Basement	400 sqft

Exterior

Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1209 PHOENIX ST
City	NILES
State	MI
Zip	49120-1635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 243 O P LACEY'S 2ND ADD TO NILES
Legal Subdivision	O P LACEYS 2ND ADD
Legal Lot Number	243
Legal Unit	243
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	2
Census Block	2024
Census Tract	20500

Owner

1209 Phoenix St is owned and occupied by an individual who bought it in August 2021.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1209 PHOENIX ST, NILES, MI 49120-1635
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU
Feb 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage TEACHERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2021 · Amount on File
Deed Sale	Aug 6, 2021 · Amount on File
Prior Sale	May 9, 2006 · Amount on File
Deed Book / Page	3339 / 857
Prior Transfer Date	Feb 19, 2021
Prior Transfer Doc	03314/2169
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 6, 2021
Property Address	1209 PHOENIX ST, NILES, MI 49120-1635
Document Number	003339/857
Book / Page	3339 / 857
Map Reference	LB D PG 553
Instrument Date	Jul 26, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,126.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 PHOENIX ST, NILES, MI 49120-1635

Mortgage

Document Number	0003339860
Date	Aug 6, 2021
Instrument	3339/860

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Feb 22, 2021
Property Address	1209 PHOENIX ST, NILES, MI 49120-1635
Document Number	03314/2169
Book / Page	3314 / 2169
Map Reference	LB D PG 553
Instrument Date	Feb 19, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1209 PHOENIX ST, NILES, MI 49120-1635

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Living Trust
Address	1209 PHOENIX ST, NILES, MI 49120-1635

Mortgage

Document Number	0033142171
Date	Feb 22, 2021
Instrument	3314/2171

Lender

Name	TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1209 Phoenix St was $1,794 with a homeowner's exemption, up 2.4% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,500 (+21.48%)	$207,000 (+21.48%)
2025	$1,794.00 (+2.4%) Homeowner's exemption	$85,200	$170,400
2024	$1,752.00
2023		$78,000	$156,000
2022	$1,603.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1209 Phoenix St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (2008–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1209 Phoenix St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES serves 14,215 people · EPA ID MI0004740
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Midwest Energy & Communications.

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