1209 Napier St, Flatwoods, KY 41139 Property Records

Greenup County property record for 1209 Napier St, Flatwoods, KY 41139

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,350 sqft
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (May 2023)
Tax Bill	$2,661 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`183-10-02-059.00`

Property Details

APN / Parcel Number

Primary APN	`183-10-02-059.00`
Alternative APNs	`36935` `49747`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,350 sqft Living Area
Family Room	Family Room

Exterior

Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Mixed
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	49747
Street Address	1209 NAPIER ST
City	FLATWOODS
State	KY
Zip	41139-1535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROLLING ACRES LT 46
Legal Subdivision	ROLLING ACRES
Legal Lot Number	46
Jurisdiction	GREENUP KY
Township / Civil Division	FLATWOODS-RUSSELL
Census Block Group	1
Census Block	1002
Census Tract	40202

Owner

Source: Greenup County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1209 NAPIER ST, FLATWOODS, KY 41139-1535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL BANK GRAYSON
Nov 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL BANK GRAYSON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2023 · Amount on Record
Deed Sale	May 17, 2023 · Amount on Record
Deed Document Number	613289
Deed Book / Page	D666 / 659
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENUP KY
Recording Date	May 17, 2023
Property Address	1209 NAPIER ST, FLATWOODS, KY 41139-1535
Document Number	0000613289
Book / Page	D666 / 659
Map Reference	PB 3 PG 84
Instrument Date	May 15, 2023
Instrument	613289
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1712 VIRGINIA ST, FLATWOODS, KY 41139-1754

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 NAPIER ST, FLATWOODS, KY 41139-1535

Mortgage

Document Number	0000613291
Date	May 17, 2023
Instrument	613291

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENUP KY
Property Address	1209 NAPIER ST, FLATWOODS, KY 41139-1535
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000609277
Date	Mar 24, 2023
Book Page	M1042/179
Instrument	609277

Lender

Name	COMMERCIAL BANK GRAYSON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 9, 2024

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENUP KY
Property Address	1209 NAPIER ST, FLATWOODS, KY 41139-1535
Transaction Type	Mortgage
Record Updated	Dec 7, 2022
Title Company	BEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000602453
Date	Nov 9, 2022
Book Page	M1035/648
Instrument	602453

Lender

Name	COMMERCIAL BANK GRAYSON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 31, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Greenup County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Greenup County
Municipality	Flatwoods City
Unified School District	Russell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,661.00	$165,000 (-) Land $20,000 Building $145,000	$165,000 (-) Land $20,000 Building $145,000
2023		$165,000 Land $20,000 Building $145,000	$165,000 Land $20,000 Building $145,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLATWOODS WATER COMPANY private · serves 9,649 people · EPA ID KY0450132
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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