Lake County property record for 1209 N Wells St, Gary, IN 46403
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,932 sqft · built 1929 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,078 (2024) |
| Deeds & Mortgages | Aug 2026 Mortgage Jul 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-45-0249-0023 |
| Primary APN | 001-25-45-0249-0023 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,932 sqft Living Area |
| Basement Area | 966 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Level |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 12,502 sqft (0.287 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 754 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 001-25-45-0249-0023 |
|---|---|
| Old Parcel Number | 254502490023 |
| Street Address | 1209 N WELLS ST |
| City | GARY |
| State | IN |
| Zip | 46403-1711 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LAKE SHORE ADD EAST CHICAGO BLOCK 8 LOTS 21 TO 24 |
| Legal Subdivision | LAKE SHORE ADD |
| Legal Block | 8 |
| Legal Lot Number | 21 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10100 |
1209 N Wells St, a duplex, is owned and occupied by an individual who acquired it in July 2022.
Source: Lake County records, as of March 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1209 N WELLS ST, GARY, IN 46403-1711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Jul 19, 2022 | Intrafamily Transfer, Transfer |
| Jul 19, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Jul 19, 2022 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Aug 13, 2026 |
| Property Address | 1209 N WELLS ST, GARY, IN 46403-1711 |
| Document Number | 0000534304 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 2026534304 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1209 N WELLS ST, GARY, IN 46403-1711 |
| Document Number | 0000534304, |
|---|---|
| Date | Aug 13, 2026 |
| Instrument | 2026534304 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jul 19, 2022 |
| Property Address | 1209 N WELLS ST, GARY, IN 46403-1711 |
| Document Number | 0000023337 |
| Map Reference | MB 2 PG 17 |
| Instrument Date | Jul 19, 2022 |
| Instrument | 2022-023337 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1209 N WELLS ST, GARY, IN 46403-1711 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jul 19, 2022 |
| Property Address | 1209 N WELLS ST, GARY, IN 46403-1711 |
| Document Number | 0000023336 |
| Map Reference | MB 2 PG 17 |
| Instrument Date | Jul 19, 2022 |
| Instrument | 2022-023336 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1209 N WELLS ST, GARY, IN 46403-1711 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $475,800 Land $229,200 Building $246,600 | $475,800 Land $229,200 Building $246,600 | |
| 2024 | $6,078.00 | ||
| 2023 | $464,700 (+52.56%) Land $294,000 Building $170,700 | $464,700 (+52.56%) Land $294,000 Building $170,700 | |
| 2022 | $5,101.00 Homeowner's exemption | $304,600 Land $120,800 Building $183,800 | $304,600 Land $120,800 Building $183,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1209 N Wells St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1209 N Wells St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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