1209 N 1st St, Temple, TX 76501 Property Records

Bell County property record for 1209 N 1st St, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,106 sqft · built 1980
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on Record
Last Sale	$184,100 (Oct 2021)
Tax Bill	$1,794 (2025)
Deeds & Mortgages	Nov 2021 Transfer Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0088870000`

Property Details

APN / Parcel Number

Primary APN	`0088870000`
Alternative APNs	`848130` `41355`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,106 sqft Living Area
1st Floor Area	1,106 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2000
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	84 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1209 N 1ST ST
City	TEMPLE
State	TX
Zip	76501-2046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	NORTH PARK, BLOCK 008, LOT PT 1, 2, (S 20 OF W 1/2 OF 1 & N 30 OF W 1/2 OF 2), ACRES 0.138
Legal Subdivision	NORTH PARK
Legal Block	8
Legal Lot Number	1,2
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	3
Census Block	3006
Census Tract	20500

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1209 N 1ST ST, TEMPLE, TX 76501-2046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Correction Deed
Oct 26, 2021	Vendor's Lien, Transfer · Conventional Mortgage GOLDWATER BANK NA
Feb 2, 2017	Warranty Deed, Transfer MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2021 · Amount on Record
Deed Sale	Oct 26, 2021 · Amount on Record
Prior Sale	Aug 14, 2018 · Amount on Record
Deed Document Number	202170575
Prior Transfer Date	Oct 22, 2021
Prior Transfer Doc	0000070575
Record Updated	Sep 20, 2026

November 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	BELL TX
Recording Date	Nov 23, 2021
Property Address	1209 N 1ST ST, TEMPLE, TX 76501-2046
Document Number	0000076894
Map Reference	VOL 195 PG 539
Instrument Date	Nov 23, 2021
Instrument	2021076894
Record Updated	Nov 16, 2022

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1715 POSSUM TRL, 1715, HARKER HEIGHTS, TX 76548-2106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209N N 1ST ST, TEMPLE, TX 76501-2046

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Oct 26, 2021
Property Address	1209 N 1ST ST, TEMPLE, TX 76501-2046
Document Number	0000070575
Map Reference	VOL 195 PG 539
Instrument Date	Oct 22, 2021
Instrument	2021070575
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 N 1ST ST, TEMPLE, TX 76501-2046

Mortgage

Document Number	0000070576
Date	Oct 26, 2021
Instrument	2021070576

Lender

Name	GOLDWATER BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Feb 2, 2017
Property Address	1209 N 1ST ST, TEMPLE, TX 76501-2046
Document Number	0000004528
Instrument Date	Jan 30, 2017
Instrument	4528
Transaction Type	Transfer
Record Updated	Feb 15, 2017
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1811 VALCOURT DR RICHARDSON TX 750811932, RICHARDSON, TX 75081-1932

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,794.00 (-25.59%)	$180,464 (+0.96%) Land $19,537 Building $160,927	$180,464 (+0.96%) Land $19,537 Building $160,927
2023	$2,411.00 (-17.4%) Homeowner's exemption	$178,743 Land $18,034 Building $160,709	$178,743 Land $18,034 Building $160,709
2022	$2,919.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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