Cook County property record for 1209 Monroe St, Evanston, IL 60202
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,400 sqft · built 1917 |
| Lot Size | 0.086 acres (3,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $540,000 (Nov 2018) |
| Tax Bill | $13,843 (2023) |
| Deeds & Mortgages | May 2026 Line of Credit Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-19-308-023 |
| Primary APN | 11-19-308-023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,400 sqft Living Area |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 3,750 sqft (0.086 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1209 MONROE ST |
|---|---|
| City | EVANSTON |
| State | IL |
| Zip | 60202-2142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRED (SCHROEDERS) SUB PT SH SH NH SW SEC19 W OF RIDGE RD EX 150FT OF W 183FT OF S 35FT SH NH SW SEC 19-41-14 |
| Legal Range | 14E |
| Legal Township | 41N |
| Legal Section | 19 |
| Legal Subdivision | SCHROEDERS SUB |
| Legal Lot Number | 23 |
| Jurisdiction | COOK IL |
| Township / Civil Division | EVANSTON |
| Census Block Group | 5 |
| Census Block | 5012 |
| Census Tract | 810100 |
1209 Monroe St is owned and occupied by an individual who bought it in November 2018.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1209 MONROE ST, EVANSTON, IL 60202-2142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2026 | Deed of Trust, Mortgage · Line of Credit OUR FEDERAL CREDIT UNION |
| Feb 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Mar 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| May 20, 2019 | Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE |
| Nov 7, 2018 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2018 · Amount on File |
| Deed Sale | Nov 7, 2018 · Amount on File |
| Deed Document Number | 20186195 |
| Prior Transfer Date | Mar 6, 2010 |
| Prior Transfer Doc | 0000056108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | May 1, 2026 |
| Property Address | 1209 MONROE ST, EVANSTON, IL 60202-2142 |
| Document Number | 0000020356 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202620356 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 1209 MONROE ST, EVANSTON, IL 60202-2142 |
| Investor | Possibly a Property Investor |
| Document Number | 0000020356, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 202620356 |
| Name | OUR FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 28, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1209 MONROE ST, EVANSTON, IL 60202-2142 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0004001159 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 2104001159 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1209 MONROE ST, EVANSTON, IL 60202-2142 |
| Document Number | 2009320205 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2020 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1209 MONROE ST EVANSTON IL 602022142, EVANSTON, IL 60202-2142 |
| Document Number | 2009320205 |
|---|---|
| Date | Apr 2, 2020 |
| Instrument | 9320205 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1209 MONROE ST, EVANSTON, IL 60202-2142 |
| Document Number | 1914933145 |
| Instrument Date | May 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2019 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1209 MONROE ST EVANSTON IL 602022142, EVANSTON, IL 60202-2142 |
| Document Number | 1914933145 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 14933145 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 28, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Nov 7, 2018 |
| Property Address | 1209 MONROE ST, EVANSTON, IL 60202-2142 |
| Document Number | 1831106195 |
| Instrument Date | Nov 1, 2018 |
| Instrument | 31106195 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1425 BRUMMET ST EVANSTON IL 60202, EVANSTON, IL 60202 |
| Document Number | 1831106196 |
|---|---|
| Date | Nov 7, 2018 |
| Instrument | 31106196 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 6, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Evanston City |
| Elementary School District | Evanston Community Consolidated School District 65 (PK - 08) |
| Secondary School District | Evanston Township High School District 202 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $78,228 Land $12,000 Building $66,228 | $782,280 Land $120,000 Building $662,280 | |
| 2023 | $13,843.00 (-5.21%) | ||
| 2022 | $14,604.00 Homeowner's exemption | $65,488 Land $10,312 Building $55,176 | $654,880 Land $103,120 Building $551,760 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1209 Monroe St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1209 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EVANSTON serves 74,486 people · EPA ID IL0310810 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 754 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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