1209 Kathy St, Fulton, MO 65251 Property Records

Callaway County property record for 1209 Kathy St, Fulton, MO 65251 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,200 sqft · built 1969
Lot Size	0.184 acres (8,015 sqft)
Owner	Individual Name on File
Last Sale	$33,250 (Jun 2026)
Tax Bill	$1,122 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-02.0-09.0-40-009-011.000`

Property Details

APN / Parcel Number

Primary APN	`13-02.0-09.0-40-009-011.000`
Alternative APN	`1302009040009010000`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Asphalt
Lot Area	8,015 sqft (0.184 acres)
Lot Dimensions	10 ft deep x 8 ft wide
Porch	Slab
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	1302009040009011000
Street Address	1209 KATHY ST
City	FULTON
State	MO
Zip	65251-2218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 225 NCP: AKA LOT 5 INDIAN MEADOWS
Legal Range	09W
Legal Township	47N
Legal Section	09
Legal Subdivision	INDIAN MEADOWS
Legal Block	225
Legal Lot Number	5
Jurisdiction	CALLAWAY MO
Township / Civil Division	EAST FULTON
Census Block Group	2
Census Block	2010
Census Tract	70301

Owner

Source: Callaway County records · APN 13-02.0-09.0-40-009-011.000

Assessment roll updated January 15, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1209 KATHY ST, FULTON, MO 65251-2218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 08, 2026	Quit Claim Deed, Transfer · Conventional Mortgage SPRING EQ LLC
May 04, 2022	Deed of Trust, Mortgage · ARM M & T BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 08, 2026 · Amount on Record
Deed Sale	Jun 08, 2026 · Amount on Record
Prior Sale	Oct 17, 2011 · Amount on Record
Deed Document Number	20263360
Deed Book / Page	527 / 928
Prior Transfer Date	Jun 02, 2026
Prior Transfer Doc	0000003360
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALLAWAY MO
Recording Date	Jun 08, 2026
Property Address	1209 KATHY ST, FULTON, MO 65251-2218
Document Number	0000003360
Book / Page	527 / 928
Instrument Date	Jun 02, 2026
Instrument	20263360
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	SERVICELINK HOME EQUITY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1209 KATHY ST, FULTON, MO 65251-2218

Mortgage

Document Number	0000003361,
Date	Jun 08, 2026
Instrument	20263361

Lender

Name	SPRING EQ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 01, 2046

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	1209 KATHY ST, FULTON, MO 65251-2218
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000499/741
Date	May 04, 2022
Book Page	499/741
Instrument	202202819

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Jul 01, 2027
Index	1-Year CMT

Tax Assessment & Valuation

Source: Callaway County records · Assessment roll updated January 15, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Fulton City
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,122.00 (-0.09%)	$18,160 (-)	$95,580 (-)
2024	$1,123.00 (+0.54%)	$18,160 (-)	$95,580 (-)
2023	$1,117.00 (+2.67%)	$18,160 (+2.69%)	$95,580 (+2.69%)
2022	$1,088.00	$17,685 Land $1,843 Building $15,842
2021			$93,080 Land $9,700 Building $83,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Callaway County (29027C), updated September 5, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290270703012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Aug 2016, river or lake flooding

Wildfire

Wildfire Risk	Low above 38% of the US · above 33% of Missouri
Wildfire Likelihood	About 1 in 1,786 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)	Low Latency
Socket Telecom	Fiber	2,500 / 2,500	Yes
Spectrum	Cable	1,000 / 35	Yes
Whittrio	Fixed Wireless (unlicensed)	100 / 50	No

May also be available at this address: Callabyte Technology. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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