1209 Harvard Rd, Berkley, MI 48072 Property Records

Oakland County property record for 1209 Harvard Rd, Berkley, MI 48072

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,010 sqft · built 1949
Lot Size	0.118 acres (5,140 sqft)
Owner	2 Individual Names on File
Last Sale	$325,500 (May 2025)
Tax Bill	$4,670 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-25-17-454-023`

Property Details

APN / Parcel Number

Primary APN	`04-25-17-454-023`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,010 sqft Living Area
1st Floor Area	800 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft
Game Room	Game Room

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,140 sqft (0.118 acres)
Lot Dimensions	129 ft deep x 40 ft wide
Porch	Slab
Porch Area	51 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1209 HARVARD RD
City	BERKLEY
State	MI
Zip	48072-1980
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 16 & 17 LARKMOOR BLVD SUB. LOT 130 & 1/2 OF VAC ALLEY ADJ THERETO
Legal Range	11E
Legal Township	01N
Legal Section	16
Legal Subdivision	LARKMOOR BLVD
Legal Lot Number	1,130
Jurisdiction	OAKLAND MI
Township / Civil Division	BERKLEY
Census Block Group	1
Census Block	1006
Census Tract	170400

Owner

1209 Harvard Rd is owned and occupied by two individuals who bought it in May 2025.

Source: Oakland County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2333 LOST TREE WAY, BLOOMFIELD HILLS, MI 48304-1474
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 28, 2022	Intrafamily Transfer, Transfer
May 14, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE
Nov 16, 2017	Deed of Trust, Mortgage · Line of Credit LAKE TR CU
Jun 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH LNDG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2025 · Amount on File
Deed Sale	May 1, 2025 · Amount on File
Prior Sale	May 14, 2021 · Amount on File
Deed Document Number	202552341
Deed Book / Page	60166 / 766
Prior Transfer Date	Apr 12, 2022
Prior Transfer Doc	0000373744
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1209 HARVARD RD, BERKLEY, MI 48072-1980
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 HARTSOUGH CT, PLYMOUTH, MI 48170-1920

Mortgage

Document Number	0000125243
Date	May 13, 2021
Book Page	56229/15
Instrument	125243

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1209 HARVARD RD, BERKLEY, MI 48072-1980
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 HARVARD RD, BERKLEY, MI 48072-1980

Mortgage

Document Number	0000215563
Date	Oct 19, 2020
Book Page	55015/786
Instrument	215563

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2035

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Apr 28, 2022
Property Address	1209 HARVARD RD, BERKLEY, MI 48072-1980
Document Number	0000373744
Book / Page	57722 / 713
Map Reference	LB 9 PG 8
Instrument Date	Apr 12, 2022
Instrument	373744
Transaction Type	Transfer
Record Updated	Jun 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1209 HARVARD RD, 1209, BERKLEY, MI 48072-1980

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 HARVARD RD, BERKLEY, MI 48072-1980

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 14, 2021
Property Address	1209 HARVARD RD, BERKLEY, MI 48072-1980
Document Number	0000126773
Book / Page	56239 / 26
Map Reference	LB 9 PG 8
Instrument Date	Apr 30, 2021
Instrument	126773
Transaction Type	Transfer
Record Updated	Jun 4, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$2,158.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1209 HARVARD RD, 1209, BERKLEY, MI 48072-1980

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1209 HARVARD RD, BERKLEY, MI 48072-1980

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1209 HARVARD RD, BERKLEY, MI 48072-1980
Document Number	0000215051
Book / Page	051313 / 000672
Instrument Date	Nov 16, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1209 HARVARD RD BERKLEY MI 480721980, BERKLEY, MI 48072-1980

Mortgage

Document Number	0000215051
Date	Nov 21, 2017
Book Page	051313/000672
Instrument	215051

Lender

Name	LAKE TR CU
Type	Funding / Finance Company
Address	BRIGHTON, MI 48114

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1209 HARVARD RD, BERKLEY, MI 48072-1980
Document Number	0000130580
Book / Page	050847 / 000451
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Jul 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1209 HARVARD RD BERKLEY MI 480721980, BERKLEY, MI 48072-1980

Mortgage

Document Number	0000130580
Date	Jul 10, 2017
Book Page	050847/000451
Instrument	130580

Lender

Name	JG WENTWORTH LNDG LLC
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1209 Harvard Rd was $4,670 with a homeowner's exemption, down 2.9% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Berkley City
County	Oakland County
Unified School District	Berkley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,670.00 (-2.89%) Homeowner's exemption	$126,700	$253,400
2024	$4,809.00
2023		$112,940	$225,880
2021	$3,383.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1209 Harvard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1209 Harvard Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,025 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	1,000 / 75

May also be available: Metronet, T-Mobile.

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