1209 Gates St, Aurora, IL 60505 Property Records

Kane County property record for 1209 Gates St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 2000
Lot Size	0.147 acres (6,384 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Jul 2018)
Tax Bill	$4,633 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-34-282-013`

Property Details

APN / Parcel Number

Primary APN	`15-34-282-013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	2,864 sqft
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Frame
Lot Area	6,384 sqft (0.147 acres)
Lot Dimensions	133 ft deep x 48 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1209 GATES ST
City	AURORA
State	IL
Zip	60505-5715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH PARK ADDN : LOT 24 BLOCK 11 LOT DIMENSIONS: 48 X 133 APPROX LOT SQ FT 6384 SUBDIVISION: ASHLND-MONT-HOWELL-DOUGLAS RANGE CODE: 001
Legal Subdivision	ASHLND-MONT-HOWELL-DOUGLAS
Legal Block	11
Legal Lot Number	24
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1017
Census Tract	854401

Owner

1209 Gates St is owned and occupied by an individual who bought it in July 2018.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1209 GATES ST, AURORA, IL 60505-5715
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 19, 2018	Warranty Deed, Transfer · Conventional Mortgage INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2018 · Amount on File
Deed Sale	Jul 19, 2018 · Amount on File
Deed Document Number	201834690
Prior Transfer Date	Feb 8, 2016
Prior Transfer Doc	0000006273
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1209 GATES ST, AURORA, IL 60505-5715
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022942
Date	Apr 27, 2022
Instrument	2022K022942

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

Interest

Rate	4.25%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 19, 2018
Property Address	1209 GATES ST, AURORA, IL 60505-5715
Document Number	0000034690
Instrument Date	Jul 5, 2018
Instrument	2018K034690
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 GALES ASTR, AURORA, IL 60505

Mortgage

Document Number	0000034691
Date	Jul 19, 2018
Instrument	2018K034691

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Mortgage

Document Number	0000034692
Date	Jul 19, 2018
Instrument	2018K034692

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	00000

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1209 Gates St was $4,633 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,633.00 Homeowner's exemption	$93,751 (+9.39%) Land $8,855 Building $84,896	$281,366 (+9.39%) Land $26,576 Building $254,790
2024		$85,704 Land $8,095 Building $77,609	$257,215 Land $24,295 Building $232,920
2022	$3,842.00 (+1.21%) Homeowner's exemption	$69,868 (+7.41%) Land $6,599 Building $63,269	$209,604 (+7.41%) Land $19,797 Building $189,807
2021	$3,796.00 Homeowner's exemption	$65,048 Land $6,144 Building $58,904	$195,144 Land $18,432 Building $176,712

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1209 Gates St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1209 Gates St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

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