1209 E University St, Bloomington, IN 47401 Property Records

Monroe County property record for 1209 E University St, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,309 sqft · built 1975
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$599,000 (Apr 2025)
Tax Bill	$5,958 (2025)
Deeds & Mortgages	Nov 2013 Line of Credit Apr 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015-18860-00`

Property Details

APN / Parcel Number

Primary APN	`015-18860-00`
Alternative APN	`53-08-04-100-028.000-009`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,309 sqft Living Area
1st Floor Area	2,334 sqft
Attic	Attic
Attic Area	1,950 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Unfinished Basement	960 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1985
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	144 ft deep x 43 ft wide
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	015-18860-00
Street Address	1209 E UNIVERSITY ST
City	BLOOMINGTON
State	IN
Zip	47401-5045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEMINARY PT LOT 101
Legal Subdivision	CITY BLOOMINGTON
Legal Lot Number	101
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1016
Census Tract	302

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1209 E UNIVERSITY ST, BLOOMINGTON, IN 47401-5045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2013	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Apr 29, 2025	Personal Representative Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2025 · Amount on Record
Deed Sale	Apr 29, 2025 · Amount on Record
Deed Document Number	202553497
Record Updated	Sep 20, 2026

November 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1209 E UNIVERSITY ST, BLOOMINGTON, IN 47401-5045
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013019818
Date	Nov 22, 2013
Instrument	2013019818

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Nov 12, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2025: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MONROE IN
Recording Date	Apr 29, 2025
Property Address	1209 E UNIVERSITY ST, BLOOMINGTON, IN 47401-5045
Document Number	2025004508
Instrument Date	Apr 25, 2025
Instrument	2025004508
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 E UNIVERSITY ST, BLOOMINGTON, IN 47401-5045

Mortgage

Document Number	2025004509
Date	Apr 29, 2025
Instrument	2025004509

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2040

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,958.00 (-7.43%)	$562,400 (+4.79%) Land $173,800 Building $388,600	$562,400 (+4.79%) Land $173,800 Building $388,600
2024	$6,436.00 (-22.92%)
2023		$536,700 (+6.59%) Land $173,800 Building $362,900	$536,700 (+6.59%) Land $173,800 Building $362,900
2022	$8,350.00 Homeowner's exemption	$503,500 Land $173,800 Building $329,700	$503,500 Land $173,800 Building $329,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GigabitNow.

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