Shiawassee County property record for 1209 E Oliver St, Owosso, MI 48867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Square Footage | 1,876 sqft Heated Area |
| Lot Size | 230,868 sqft (5.3 acres) |
| Garage | 768 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $249,900 (2021) |
| Tax Bill | $3,344.00 (2025) |
| Primary APN | 007-18-400-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,876 sqft Heated Area |
| 1st Floor | 1,064 sqft 1st Floor |
| Basement Area | 1,064 sqft Basement |
| Stories | 2 Stories |
| Exterior Material | Aluminum/Vinyl Exterior |
|---|---|
| Lot Area | 230,868 sqft (5.3 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 768 sqft Garage |
| Deck Area | 120 sqft Deck |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 1209 E OLIVER ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-9695 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SEC 18 T7N R3E. PT OF SE 14 COM ON E&W 14 LN OF SEC 235 FT W OF NE COR OF W 12 OF SE 14 OF SEC TH W 200.60 FT TH S 927.96 FT |
| Legal Range | 03E |
| Legal Township | 07N |
| Legal Section | 18 |
| Legal Subdivision | OSBURN LAKES CONDOMINIUM |
| Jurisdiction | SHIAWASSEE MI |
| Minor Civil Division | CALEDONIA |
| Census Blockgroup | 1 |
| Census Block | 1016 |
| Census Tract | 31700 |
Source: Shiawassee County records · APN 007-18-400-003
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1209 E OLIVER ST, OWOSSO, MI 48867-9695 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 19, 2022 | Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU |
| Oct 04, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage MID-AMERICAN MORTGAGE INC |
| Apr 26, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Nov 01, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 04, 2021 · Amount on Record |
| Deed Sale | Oct 04, 2021 · Amount on Record |
| Prior Sale | Mar 31, 2005 · Amount on Record |
| Deed Doc Number | 20213351930 |
| Deed Book / Page | 1288 / 119 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 1209 E OLIVER ST, OWOSSO, MI 48867-9695 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1209 E OLIVER ST, OWOSSO, MI 48867-9695 |
| Document Number | 0013030012 |
|---|---|
| Date | Dec 19, 2022 |
| Book Page | 1303/12 |
| Instrument | 3367036 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Oct 04, 2021 |
| Property Address | 1209 E OLIVER ST, OWOSSO, MI 48867-9695 |
| Document Number | 0012880119 |
| Book / Page | 1288 / 119 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 3351930 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1209 E OLIVER ST, 1209, OWOSSO, MI 48867-9695 |
| Name | Verified Name |
|---|---|
| Address | 441 E MASON ST, OWOSSO, MI 48867-3033 |
| Document Number | 3351931 |
|---|---|
| Date | Oct 04, 2021 |
| Instrument | 3351931 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 1209 E OLIVER ST, OWOSSO, MI 48867-9695 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2021 |
| Title Company | MINNESOTA TITLE, MINNESTOTA TITLE |
| Name | Verified Name |
|---|---|
| Address | 1209 E OLIVER ST, OWOSSO, MI 48867-9695 |
| Document Number | 0012810838 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 1281/838 |
| Instrument | 3345605 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 07, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 1209 E OLIVER ST, OWOSSO, MI 48867-9695 |
| Document Number | 0012630225 |
| Instrument Date | Nov 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1209 E OLIVER ST OWOSSO MI 488679695, OWOSSO, MI 48867-9695 |
| Document Number | 0012630225 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 001263/000225 |
| Instrument | 3326793 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 18, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Caledonia Charter Township |
| Unified School District | Owosso Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $122,200 (+3.56%) | $244,400 (+3.56%) | |
| 2025 | $3,344.00 (+17.58%) Homeowner's exemption | $118,000 (+23.04%) | $236,000 (+23.04%) |
| 2024 | $2,844.00 | ||
| 2023 | $2,844.00 Homeowner's exemption | $95,900 | $191,800 |
Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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