1209 E Harding St, Orlando, FL 32806 Property Records

Orange County property record for 1209 E Harding St, Orlando, FL 32806

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,582 sqft · built 1959
Lot Size	0.164 acres (7,165 sqft)
Owner	Individual Name on Record
Last Sale	$473,000 (Oct 2023)
Tax Bill	$8,755 (2025)
Deeds & Mortgages	Oct 2023 Sale Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-23-29-1936-00-150`

Property Details

APN / Parcel Number

Primary APN	`01-23-29-1936-00-150`
Alternative APNs	`292301193600150` `384260` `389541` `393995`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	1,582 sqft Living Area
Gross Area	2,056 sqft
1st Floor Area	1,582 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1997
Architectural Style	Duplex Single
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,165 sqft (0.164 acres)
Garage Type	Detached
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Porch	Unfinished Open Porch
Utility Building	95 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1209 E HARDING ST
City	ORLANDO
State	FL
Zip	32806-4103
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2A/T
Legal Description	DARRELLS SUB M/2 LOT 15
Legal Range	29E
Legal Township	23S
Legal Section	01
Legal Subdivision	DARRELL SUB
Legal Tract	1936
Legal Lot Number	15
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2013
Census Tract	11300

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	532 W WINTER PARK ST, ORLANDO, FL 32804-4435
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2023	Warranty Deed, Transfer ALOMA TITLE COMPANY
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK
Jun 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Jun 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
May 3, 2018	Warranty Deed, Transfer SAINT LAWRENCE TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2023 · Amount on Record
Deed Sale	Oct 9, 2023 · Amount on Record
Prior Sale	May 3, 2018 · Amount on Record
Deed Document Number	2023582292
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 9, 2023
Property Address	1209 E HARDING ST, ORLANDO, FL 32806-4103
Document Number	0000582292
Map Reference	MB M PG 2
Instrument Date	Oct 4, 2023
Instrument	20230582292
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	ALOMA TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$3,311.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2246 OSPREY AVE, ORLANDO, FL 32814-6578

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 W WINTER PARK ST, ORLANDO, FL 32804-4435

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1209 E HARDING ST, ORLANDO, FL 32806-4103
Document Number	0000001340
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 E HARDING ST ORLANDO FL 328064103, ORLANDO, FL 32806-4103

Mortgage

Document Number	0000001340
Date	Jan 2, 2020
Instrument	1340

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2040

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1209 E HARDING ST, ORLANDO, FL 32806-4103
Document Number	0000383421
Instrument Date	Jun 22, 2018
Transaction Type	Mortgage
Record Updated	Jul 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2509 NELA AVE BELLE ISLE FL 328096170, BELLE ISLE, FL 32809-6170

Mortgage

Document Number	0000383421
Date	Jun 27, 2018
Instrument	383421

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1209 E HARDING ST, ORLANDO, FL 32806-4103
Document Number	0000408865
Instrument Date	Jun 22, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2509 NELA AVE BELLE ISLE FL 328096170, BELLE ISLE, FL 32809-6170

Mortgage

Document Number	0000408865
Date	Jul 11, 2018
Instrument	408865

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 3, 2018
Property Address	1209 E HARDING ST, ORLANDO, FL 32806-4103
Document Number	0000264305
Instrument Date	Apr 30, 2018
Instrument	264305
Transaction Type	Transfer
Record Updated	May 22, 2018
Title Company	SAINT LAWRENCE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$2,016.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	509 NELA AVE BELLE ISLE FL 32809, BELLE ISLE, FL 32809

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,660 (-0.96%) Land $218,000 Building $243,660	$461,660 (-0.96%) Land $218,000 Building $243,660
2025	$8,755.00 (+7.9%)	$466,140 (+18.02%) Land $218,000 Building $248,140	$466,140 (+18.02%) Land $218,000 Building $248,140
2024	$8,114.00 (+21.16%)
2023	$6,697.00 (+13.62%)	$394,980 (+22.19%) Land $195,000 Building $199,980	$394,980 (+22.19%) Land $195,000 Building $199,980
2022	$5,894.00	$323,252 Land $170,000 Building $153,252	$323,252 Land $170,000 Building $153,252

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2005–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Summit Broadband.

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