1209 E Frederick St, Gaffney, SC 29340 Property Records

Cherokee County property record for 1209 E Frederick St, Gaffney, SC 29340 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Square Footage	1,692 sqft Living Area
Lot Size	54,014 sqft (1.24 acres)
Occupancy	Owner Occupied
Last Sale	$77,500 (1998)
Tax Bill	$359.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`031558-23-3`
Alternative APNs	`1000600098000 61158089` `100-06-00-098.000` `031196223`

Interior

Building Area	1,692 sqft Living Area
Stories	1 Stories

Exterior

Exterior Material	Siding Exterior
Lot Area	54,014 sqft (1.24 acres)
Porch	Porch

Location & Zoning

Old Parcel Number	1000600098000 61158089
Street Address	1209 E FREDERICK ST
City	GAFFNEY
State	SC
Zip	29340-3859
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	1209 E FREDERICK ST CORRECTED NOT OUT 2-12-97 TO 66000/ THEY PAID 67000 91 EC & ADD W/20,000 VALUE FOR HE/OTHER EC IN LIEU OF
Legal Subdivision	CITY/GAFFNEY
Jurisdiction	CHEROKEE SC
Minor Civil Division	GAFFNEY
Census Blockgroup	4
Census Block	4018
Census Tract	970502

Owner

Source: Cherokee County records · APN 031558-23-3

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1209 E FREDERICK ST, GAFFNEY, SC 29340-3859
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 16, 1998 · Amount on Record
Deed Sale	Oct 16, 1998 · Amount on Record
Deed Doc Number	0000003512
Record Refreshed	Jun 08, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	1209 E FREDERICK ST, GAFFNEY, SC 29340-3859
Document Number	0000962979
Instrument Date	Aug 09, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 E FREDERICK ST GAFFNEY SC 293403859, GAFFNEY, SC 29340-3859

Mortgage

Document Number	0000962979
Date	Aug 31, 2017
Book Page	000096/002979
Instrument	4267

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$359.00 (+10.8%) Homeowner's exemption	$3,960 (-) Land $800 Building $3,160	$102,200 (-) Land $20,000 Building $82,200
2023	$324.00 Homeowner's exemption	$3,960 Land $800 Building $3,160	$102,200 Land $20,000 Building $82,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (45021C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 4% of South Carolina
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.