1209 E 10th St, Cozad, NE 69130 Property Records

Dawson County property record for 1209 E 10th St, Cozad, NE 69130

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,548 sqft · built 1996
Lot Size	0.195 acres (8,488 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (May 2019)
Tax Bill	$2,401 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage Oct 2018 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3410-00-0-20165-001-0004`

Property Details

APN / Parcel Number

Primary APN	`3410-00-0-20165-001-0004`
Alternative APN	`240199200`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,548 sqft Living Area
1st Floor Area	1,548 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	8,488 sqft (0.195 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	130 sqft
Deck Area	32 sqft
Shed	1 Shed
Shed Area	99 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1209 E 10TH ST
City	COZAD
State	NE
Zip	69130-2365
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	00001853 LOT 4 BLOCK 1 TOBERER'S 3RD SUBDIVISION
Legal Subdivision	TOBERER'S 3RD SUB
Legal Block	1
Legal Lot Number	4
Jurisdiction	DAWSON NE
Township / Civil Division	COZAD
Census Block Group	1
Census Block	1018
Census Tract	968300

Owner

Source: Dawson County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1209 E 10TH ST, COZAD, NE 69130-2365
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
May 31, 2019	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK
Oct 9, 2018	Warranty Deed, Transfer · Line of Credit PINNACLE BANK
Jan 8, 2019	Correction Deed

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Prior Sale	Oct 9, 2018 · Amount on Record
Deed Document Number	20191204
Prior Transfer Date	Jan 4, 2018
Prior Transfer Doc	20190072
Record Updated	Sep 20, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAWSON NE
Recording Date	May 31, 2019
Property Address	1209 E 10TH ST, COZAD, NE 69130-2365
Document Number	20191204
Instrument Date	May 30, 2019
Instrument	2019-1204
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	20191205
Date	May 31, 2019
Instrument	2019-1205

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAWSON NE
Recording Date	Oct 9, 2018
Property Address	1209 E 10TH ST, COZAD, NE 69130-2365
Document Number	20182869
Instrument Date	Oct 9, 2018
Instrument	2018-2869
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	20182870
Date	Oct 9, 2018
Instrument	2018-2870

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	DAWSON NE
Recording Date	Jan 8, 2019
Property Address	1209 E 10TH ST, COZAD, NE 69130-2365
Document Number	20190072
Instrument Date	Jan 4, 2018
Instrument	2019-0072
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1050, LEXINGTON, NE 68850-5050
Mail Care Of	MCKEONE HELDT AND COPLEY

Tax Assessment & Valuation

Source: Dawson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Dawson County
Municipality	Cozad City
Unified School District	Cozad Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,172 (+20.33%) Land $5,517 Building $186,655	$192,172 (+20.33%) Land $5,517 Building $186,655
2025	$2,401.00 (-21.25%)	$159,702 (+13.12%) Land $5,517 Building $154,185	$159,702 (+13.12%) Land $5,517 Building $154,185
2023	$3,049.00	$141,175 Land $6,366 Building $134,809	$141,175 Land $6,366 Building $134,809

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COZAD serves 3,915 people · EPA ID NE3104701
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cozad Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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