1209 E 10th Ave, Bowling Green, KY 42103 Property Records

Warren County property record for 1209 E 10th Ave, Bowling Green, KY 42103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,971 sqft · built 1930
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Mar 2018)
Tax Bill	$1,108 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`040C-11-045`

Property Details

APN / Parcel Number

Primary APN	`040C-11-045`
Alternative APNs	`G9986266` `384743` `399649`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,971 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Driveway	Asphalt Driveway
Porch	Slab
Porch Area	42 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1209 E 10TH AVE
City	BOWLING GREEN
State	KY
Zip	42103-4905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	OAK FOREST ADDITION
Legal Lot Number	15
Jurisdiction	WARREN KY
Township / Civil Division	BOWLING GREEN
Census Block Group	1
Census Block	1020
Census Tract	10600

Owner

Source: Warren County records, as of December 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1209 E 10TH AVE, BOWLING GREEN, KY 42103-4905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY FCU
Sep 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 27, 2022	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Oct 19, 2020	Intrafamily Transfer, Transfer
Mar 19, 2018	Certificate of Transfer, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2018 · Amount on Record
Deed Sale	Mar 19, 2018 · Amount on Record
Prior Sale	May 13, 2015 · Amount on Record
Deed Document Number	2018961220
Deed Book / Page	1158 / 447
Last Transfer Date	Oct 16, 2020
Transfer Doc	0D1216/152
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	1209 E 10TH AVE, BOWLING GREEN, KY 42103-4905
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 E 10TH AVE, BOWLING GREEN, KY 42103-4905

Mortgage

Document Number	0M3584/394
Date	Sep 26, 2025
Book Page	M3584/394
Instrument	2127974

Lender

Name	LIBERTY FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	1209 E 10TH AVE, BOWLING GREEN, KY 42103-4905
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 E 10TH AVE, BOWLING GREEN, KY 42103-4905

Mortgage

Document Number	0M3408/240
Date	Sep 22, 2023
Book Page	M3408/240
Instrument	2018927

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	1209 E 10TH AVE, BOWLING GREEN, KY 42103-4905
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M3052/869
Date	Oct 28, 2020
Book Page	M3052/869
Instrument	1161277

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	1209 E 10TH AVE, BOWLING GREEN, KY 42103-4905
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3250 CUMBERLAND TRACE RD A, A, BOWLING GREEN, KY 42103-6001

Mortgage

Document Number	0M3325/142
Date	Sep 27, 2022
Book Page	M3325/142
Instrument	1969525

Lender

Name	FIRSTBANK
Type	Bank
Address	BOWLING GREEN, KY 42104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 20, 2023

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN KY
Recording Date	Oct 19, 2020
Property Address	1209 E 10TH AVE, BOWLING GREEN, KY 42103-4905
Document Number	0D1216/152
Book / Page	D1216 / 152
Map Reference	MB 2 PG 81
Instrument Date	Oct 16, 2020
Instrument	1159726
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1209 E 10TH AVE, BOWLING GREEN, KY 42103-4905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 E 10TH AVE, BOWLING GREEN, KY 42103-4905

March 2018: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	WARREN KY
Recording Date	Mar 19, 2018
Property Address	1209 E 10TH AVE, BOWLING GREEN, KY 42103-4905
Document Number	0D1158/447
Book / Page	D1158 / 447
Instrument Date	Mar 16, 2018
Instrument	961220
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	801 MONROE AVE NW # NW403, NW403, GRAND RAPIDS, MI 49503-1447

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 E 10TH AVE, BOWLING GREEN, KY 42103-4905

Mortgage

Document Number	0000961221
Date	Mar 19, 2018
Instrument	961221

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Warren County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bowling Green City
County	Warren County
Unified School District	Bowling Green Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,108.00 (+1.56%)	$345,788 (+6.3%)	$345,788 (+6.3%)
2023	$1,091.00	$325,300	$325,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (1989–2010)
Claims Outside the SFHA	2 of 9
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 4 claims Severe Storms, Tornadoes,and Flooding, Apr 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWLING GREEN MUNICIPAL UTILITIES serves 53,601 people · EPA ID KY1140038
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Stupp Fiber.

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